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nipples · 05-21-2009, 06:24 PM

^ think of the bank as the first strike. after them they send it to the collections - strike 2. If ya dont pay them, they'll break your kneecaps with a slugger. J/K =)

I'd suggest talking with them, discussing options and then if you still want to pay it off (GTR is right about leaving canada - if you plan on that, screw it. dont. not even student loan debts) go visit a credit counselling center. Keep in mind that you will still owe and will still have to pay. If you're in the hole for a lot...like 200k or something on minimum wage, go for bankruptcy. If it's small, a few grand etc, get the interest knocked off to zero and pay. The exception is with PC mastercard. they never get rid of the interest. I believe the lowest they'll go is 1 or 2%. All the others will agree to hold interest.

05-21-2009, 06:24 PM	#4
nipples HELP ME PLS!!! Join Date: Jan 2002 Location: Vancouver Posts: 5,560 Thanked 22 Times in 13 Posts Failed 14 Times in 7 Posts	^ think of the bank as the first strike. after them they send it to the collections - strike 2. If ya dont pay them, they'll break your kneecaps with a slugger. J/K =) I'd suggest talking with them, discussing options and then if you still want to pay it off (GTR is right about leaving canada - if you plan on that, screw it. dont. not even student loan debts) go visit a credit counselling center. Keep in mind that you will still owe and will still have to pay. If you're in the hole for a lot...like 200k or something on minimum wage, go for bankruptcy. If it's small, a few grand etc, get the interest knocked off to zero and pay. The exception is with PC mastercard. they never get rid of the interest. I believe the lowest they'll go is 1 or 2%. All the others will agree to hold interest. __________________ ~goodnight fat sig.