Quote:
Originally Posted by wouwou
^True and good advice.
Although OP will have a very difficult time explaining to the loan officer why there is a 7 year blank in his borrowing history.
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they don't need to know why theres a 7 year blank. They don't care. Haveing one bad debt wrtie off credit card is not a issue just as long as you have other current good standing credit you should be fine.