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Old 05-23-2009, 06:36 AM   #25
Gt-R R34
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Quote:
Originally Posted by darthchilli View Post
im askin this for a buddy actually
so what if the debt has been paid off, thru a collection agency
now he doesnt kno if its in R9 or not
but he was approved of a car finance by honda with a $5000 debt
he has no credit card as the bank has revoked his card already

the debt has been paid off already, been around 2 months, is it worth his effort to apply for a credit card?

all his other bills have been paid on time and been on time 100% of the time tho
Depends on a number of factors - how long the debt was ago and so forth.

Best bet just go go equifax and order a copy. see where you stack anything below 650 - probably forget it


OR he can go to Capital One, they approve everything.
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