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nipples · 08-04-2009, 01:36 PM

Ok. So long story short, I went home for a short 9day vacay to bring my dog back so as to avoid quarantine (3months and younger can skip the 9month quarantine). While back I decided to buy a new car for my parents. So of course, I opted for the yaris.

Submit my credit application to toyota and i got flat out rejected. Despite the fact I qualified for a 300 mortgage. I called and asked why and they said that i have derogatory credit obligations and a debt of over 2M and basically zero credit. This was news to me so I called TD and they basically said "WTF are u talking about? you've got great credit"

so I call toyota back, and they run it again, and the same thing happened.
Call td again, n i could hear a lightbulb turning on in her head. she said that theres a guy in van, with my name, but diff birthday (about 45yrs my senior) and that when my name was ran, it jumps to his file.

I went back to toyota, n they said that once toyota canada checks and rejects me, that I can no longer go thru them for the leases/finances etc. pissed off, i went to honda, told them it's not that i like honda, but if they can give better service than toyota, i'm sold. 30mins later, i walk out with a new car.

Now my question is, does this mean I can NEVER again go with toyota? that i'm somehow blacklisted? and how does this affect my credit?
i know i applied for credit with toyota, but was rejected. But it wasn't filed under my credit...it was under that assholes. so basicallly

me -> toyota for credit -> searches under bankrupt mini-me -> hurts my credit?

or me -> toyota for credit -> searches bankrupt mini-me -> hurts his credit?

or
or me -> toyota for credit -> searches bankrupt mini-me -> hurts no ones credit?

08-04-2009, 01:36 PM	#1
nipples HELP ME PLS!!! Join Date: Jan 2002 Location: Vancouver Posts: 5,560 Thanked 22 Times in 13 Posts Failed 14 Times in 7 Posts	credit Ok. So long story short, I went home for a short 9day vacay to bring my dog back so as to avoid quarantine (3months and younger can skip the 9month quarantine). While back I decided to buy a new car for my parents. So of course, I opted for the yaris. Submit my credit application to toyota and i got flat out rejected. Despite the fact I qualified for a 300 mortgage. I called and asked why and they said that i have derogatory credit obligations and a debt of over 2M and basically zero credit. This was news to me so I called TD and they basically said "WTF are u talking about? you've got great credit" so I call toyota back, and they run it again, and the same thing happened. Call td again, n i could hear a lightbulb turning on in her head. she said that theres a guy in van, with my name, but diff birthday (about 45yrs my senior) and that when my name was ran, it jumps to his file. I went back to toyota, n they said that once toyota canada checks and rejects me, that I can no longer go thru them for the leases/finances etc. pissed off, i went to honda, told them it's not that i like honda, but if they can give better service than toyota, i'm sold. 30mins later, i walk out with a new car. Now my question is, does this mean I can NEVER again go with toyota? that i'm somehow blacklisted? and how does this affect my credit? i know i applied for credit with toyota, but was rejected. But it wasn't filed under my credit...it was under that assholes. so basicallly me -> toyota for credit -> searches under bankrupt mini-me -> hurts my credit? or me -> toyota for credit -> searches bankrupt mini-me -> hurts his credit? or or me -> toyota for credit -> searches bankrupt mini-me -> hurts no ones credit? __________________ ~goodnight fat sig.