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Always check with Equifax and transunion before applying for loans. Make sure all your personal information is correct with them. They might have made a mistake when you were applying. The only thing that could hurt your credit score in this situation is applying too many times for loans. Every time they make a request to check your credit history it deducts points from your score. But when applying they look at more than just score, they look at payment history and collection history. I hope what Im saying is correct. Good luck.
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