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Old 09-25-2009, 07:05 AM   #2
bsftong
14 dolla balla aint got nothing on me!
 
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as far as I know, the answer is no. It is not the dealership itself financing you, its the financing company, and it is them that decides whether or not to approve your loan. With that said, a larger down payment could help offset whatever it is that is preventing you from getting approved.

There are however non-prime/sub-prime loans, those are for people with no credit history or people with a low credit score. If you don't get approved for a prime loan, ask the dealership if they can submit it for a non-prime loan (interest rates are quite a bit higher though)
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