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It's better to have a seperate "business" account. You can open up a secondary checking account and call it "business".
As for charing out GST & PST. If you dont see yourself making 30k in 1 year , you dont need a gst#. without a gst # you are not able to charge gst.
since you are a 'service' company your invoice are PST exempt.
dont try to scam your customers by charging gst + pst , and not remitting it to the govt. dont ask why - just dont do
I'm not sure if HST will work the same as GST in the sense that if you dont make the 30k cut off - you dont need to charge HST.
I've never heard of municipality licenses - could you expand? whats the purpose of it?
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