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Old 12-09-2009, 11:07 AM   #5
Gt-R R34
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There wouldn't be any hidden fees, if you're dealing with any big bank or CU. Disclosure was all the rage 3-5 years ago, if they didn't they'd be in a whole lot of shit.

Most mortgages have a 20% yearly clause, they allow you to put 20% of your principal into your mortgage each and every year. Technically you could pay off your mortgage in 5 years without penalty.

What's been said in this forum before, just a quick search should come up with information.

Mortgage brokers are great tools, but like any professional, realtor/broker. Make sure they have you in mind.

They can find you the lowest rate from a bank in Quebec, but if you can never reach them to modify or payout your mortgage, that would be a pain in the ass.
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