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UB's rep is based off one incidient, and even that wasn't really proven. I think they are trustworthy.
You usually won't find a way to get rakeback AND free bankroll. If you signed up for Full Tilt through normal means, just do a deposit and get your first deposit bonus. You can always pull your cash out later.
I'm pretty sure when you pay your CC, it goes to your cash advance first. But check with your CC to be sure.
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