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both are good options quasi, i'll go more in depth tomorrow. to tired to answer but a short little thing would be :
1 hedges your bet while the other will give you a short term bonus of paying more principal over interest. And a little math that might show that you save a couple grand in the next 30 month vs a higher fixed rate.
There are other factors involved but there isn't one right answer.
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Originally Posted by Culture_Vulture
sometimes I like to use kindergarten art class scissors to cut my pubes
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