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I think if you set up a business paypal, your client does not need to have a paypal account. The co. I work for accepts credit card payments via paypal even if the other party does not have an account.
We also use Global Transport..the fees are similar to paypal and it's linked directly to the bank account. There are no monthly fees for CAD; they just take a % of your deposit. However, there is a monthly fee for USD accounts.
Where's your client and which currency will they be paying in?
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