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I don't know what the lowest is, but I've financed people through TD subprime and the get anywhere from like 12%-25%. I know that's a huge gap, but ever person will have a different rate. Unlike prime rates which flucuate only 1-2% usually, the bank determines the interest rate based on the applicant instead of the program you choose. If you're forced to go subprime, believe me you won't be happy with the rate you get.
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