Quote:
Originally Posted by rien
I'm also under 19 and needed a credit card so what I did was get my mom to apply for a td credit card and have me as a second cardholder and link to my bank account. I think its the td green visa. its really convenient to transfer money from my account to the visa to pay the bill. Then from there you can make a paypal account (have to be 18 so I just used my moms name and added my credit card). I see so many issues when linking your bank account to paypal so I would avoid it if possible
Hope that's understandable lol
Posted via RS Mobile |
This isn't building your credit rating. You're better off getting a guarenteed visa or master card (essentially you put a deposit on it that gets kicked back to you after a year of being good with it). Then you'll be building a credit history in your name.
You guys are like 17 and 19 and haven't gotten back accounts in your own names yet? Kids should start doing their own banking at like 10/11 in my opinion.