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Old 12-29-2010, 12:39 PM   #13
rien
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Join Date: Aug 2009
Location: Vancouver
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Quote:
Originally Posted by TheNewGirl View Post
This isn't building your credit rating. You're better off getting a guarenteed visa or master card (essentially you put a deposit on it that gets kicked back to you after a year of being good with it). Then you'll be building a credit history in your name.
yeah it is affecting my mother's credit rating, not mine. The reason I have a cc is to shop online and pay my phone bill, not build credit.

Quote:
Originally Posted by TheNewGirl View Post
You guys are like 17 and 19 and haven't gotten back accounts in your own names yet? Kids should start doing their own banking at like 10/11 in my opinion.
I have had an account since I was 8 and 737! stated that he wants to open a 2nd account...
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