I hear good things about Vancity. A lot of my friends who had Royal Bank switched over after they stopped their student accounts.
I'm still with Royal Bank, because I've been a bit lazy and I have RRSPs with them.
Here's some stuff from Vancity's website on fees:
https://www.vancity.com/Membership/W.../FeesandRates/
Quote:
Other ways to limit your fees
There are various ways you can reduce or eliminate fees.
* Keep a balance of $1000 and you’ll pay no monthly or transaction fees on most Vancity chequing account options.
* Conduct your banking online - fee free. All you need is a Personal Access Code from your branch to get started.
* If you use your debit card and Exchange ATMs often, we recommend the E-Package account because you get unlimited access to electronic banking options for $7/month.
* Use only EXCHANGE™ ATMs to withdraw cash. This avoids expensive INTERAC and other fees.
* All Vancity members age 55 and better receive unlimited free daily banking through our Gold Club Account.
* All Vancity members under age 25 can receive unlimited free daily banking with our Youth Account.
* All Vancity members with disabilities can receive 40 free daily banking transactions per month plus unlimited free ATM+ access through EXCHANGE, INTERAC, and Cirrus Networks.
+ Surcharges may still apply at point of withdrawal.
|
Quote:
Originally Posted by ilvtofu
I find RBC keeps calling me to get a new debit card. Might be a plus though as it could just mean more protection and the ATMs aren't too hard to find.
|
I got my new RBC debit a month ago. I noticed it has a chip in it just like credit cards.