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One common complaint was customers felt it wasn’t fair that good drivers paid the same rate as drivers with a history of collisions and traffic violations, Jan Vrem said.
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what? Which part of the existing system makes good driver pay the same as drivers with "collision history"?? Does the risk premium not already made drivers with point deductions pay more?!
This is just more of an incentive for high speed evasion. If it's a permanent ding I'd run too.