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I was actually on the phone with an ICBC insurance customer service agent for over an hour asking her to explain to me how the discount/surcharge works and is calculated, i do have an understanding of it, and can estimate my own over the years now, i can try to explain it but it takes drawing charts, lol. which i did over the phone.
Regardless of whos car you drove, when you go to insure your own vehicle, you will see the surcharge, as well as the owner of the vehicle. This is based on personal experience, however everyones experience with ICBC's is their own and is different.
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[03-07, 03:26] Yodamaster - The feeling when you quickly insert without hitting the sides
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