Quote:
Originally Posted by Berzerker
I called the office of Consumer Affairs and reported them for trying to collect on a debt that was past the 7 year statute of limitations and the Consumer Affairs people told me they were still allowed to collect as the debt wasn't past to them until now. Why is that?
You say last activity. Define Activity. Is "Activity" not when the debt is passed to collections?
Berz out.
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A credit company can still keep your account "revolving" even though there has not been any activity on it from your side regardless of how many years have gone by.
I have a Brick Card from 2000 that, not only have I tried to close, but has never had any activity on since 2000. It still show on my credit report every month.