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^ saving, I have 100$ transfer to a high interest account every Monday at midnight, so a guaranteed 5200$ saving a year, + what I save from my pay cheques that I don't use stays in my regular chequings/savings account.
My only bills are 450$ a month for truck that sits in my drive way lol, 80$ phone bill, and my parents only charge me 100$ a month to live at home so I can save( I do a LOT of work...gardening, building ponds, redoing the deck, fence, I'm always doing a house project)
Credit card has never had a late patmynent since I've had it since 2004
So you suggest I cancel the line of credit account? It's pretty useless to me, I used it to buy my bike and paid it back in 6 months which was years ago. I asked to close it once but the teller just said its worth keeping open incase I were to ever need it again.
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