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This is a worrying trend. It was only a few years ago that ICBC was noted as great with their financials. The BC Liberal government really fucked with them hard.
I'm all in for keeping ICBC. While dealing with ICBC with my recent accident has sucked, that is more the issue of my modified car than anything. Still, they didn't shut the door on me when I made it clear I wasn't happy with the repairs they authorized, and we are working on a solution.
All my previous experiences have been positive. I can't imagine what it would have been like to deal with a private insurer. With my driving record, despite not being at fault for accidents, would have made it hard for me to get insurance.
It's also important to know that, when I am on the road, I am always protected. I don't have to worry about ICBC denying a claim as long as I wasn't doing something flagrantly illegal. You can bet the farm that a private insurance company with try EVERYTHING they can to weasel out of a claim.
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