Quote:
Lock Re-Keying
We’ll reimburse you up to $1,000 for the cost of replacing keys and re-keying your locks if the keys or remote keyless entry transmitter are stolen—and there’s no deductible.
For your coverage to apply, make sure you report the incident to the police within 48 hours. A police case le number is required. You must also carry our Comprehensive or Speci ed Perils coverage.
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Not too sure as I've never used mine before but this is from the site, from what I understand you might have to file an incident report first.