[donk.]

That post smells like dogshit

The detailed report (23 pages)
No bank is doing 23 pages for appraisal.
I had my unit reviewed by RBC, a dude showed up for 5 minutes, took some pics, and left.

The mortgage rate is 9% (not uncommon for a loan from a non-bank lender),
Never heard of this, non bank lenders usually have cheaper rates than banks, unless she straight up signed some shady ass shit, 9%??????????? Maybe if the bank is in russia. My heloc was 7% at its peak, and those are always higher than variable rates

plus property tax and strata fees ($640 monthly).
Those 440sqft units are 300$ in strata, and 120$ in prop taxes, maybe if you add in utilities (if vancouver even has them) and then bank charges

She made a bad decision, but she aint pooched if she can keep up the payments. / Rent out move back with parents or 6 room buddy guy special

Il see myself out