We have a 2-wheel car dolly trailer that we use for towing vehicles on occasion. We insure our towing vehicle along with the dolly... but the vehicle being towed ON the dolly, must it be insured also? If we had a flat deck, the car on the trailer does not need insurance, but with the dolly 2 of the vehicles tires are still touching the ground. This is where I was unsure, because the 2front tires are on the dolly itself making the dolly-vehicle as one unit with straps/chains.
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