Police Forum Police Head Mod: Skidmark
Questions & info about the Motor Vehicle Act. Mature discussion only. | |
03-09-2010, 08:08 AM
|
#1 | RS Peace Officer
Join Date: Feb 2007 Location: Vancouver Islan
Posts: 3,867
Thanked 1,636 Times in 683 Posts
| Interesting reading.
Special note here on 2 items...the fraudulent listing ofthe real owners....and the operation contrary to restrictions. Both subjects have been discussed here in the past. Some posters disagreed with what was offered from our perspective and experience.
Lessons learned from ICBC's 2009 fraud files
The high cost of lying is the lesson for March's Fraud Prevention Month
VANCOUVER, March 9 /CNW/ - A driver crashes his car then claims it was stolen; an owner sets his car on fire then gets a bill from the Fire Department; and drivers, old and new, pay the price for not telling the truth. The high cost of lying is the lesson learned from these stories from ICBC's 2009 fraud files, which are released to coincide with March's Canadian Fraud Prevention Month.
"It was stolen before the crash"
One owner called police to report a stolen car - two hours after it was
involved in a crash. He told police it had been stolen two days earlier
but he just now noticed it was missing. His story fell apart when ICBC's
Special Investigation Unit (SIU) was able to confirm that he called a
taxi minutes after the crash from a nearby location. He ended up pleading
guilty to driving while disqualified, hit and run, public mischief and
fraud and was ordered to pay almost $50,000 for the cost of damages.
Another driver totalled his boss's truck then lied to police about it
being stolen. End result: he was fined $4,000 because, as the judge said:
"When someone abuses the insurance system, they are effectively
defrauding their fellow citizens."
"It was stolen before the fire"
Two hours after his car was destroyed by fire, the owner called police to
report it stolen. Evidence presented in court led to a confession that he
had set fire to the car himself to collect the insurance. He was
sentenced to 12 months probation, 100 hours of community service and was
ordered to pay the Fire Department almost $1,000 to cover part of the
cost of putting out the fire.
"Yes, I'm the principal operator"
A recent crash teaches us all a lesson about the importance of correctly
answering the annual insurance renewal question: "Are you the principal
operator?" Falsely declaring someone else as the principal operator saved
one owner a few hundred dollars in premiums on a brand new vehicle, but
it was totalled in a crash and now the owner is out of pocket about
$50,000. Please check your policy to ensure you don't make the same
costly mistake.
"A learner learns the hard way"
A young driver learned an expensive lesson about the perils of ignoring
the requirements of the Graduated Licensing Program and then lying about
it. Driving without an experienced driver over 25 in the car is not
allowed for "Learners", but that was the case when the young driver
crashed her father's car. To make matters worse, she lied about being
alone. Witnesses told a different story which, resulted in a court-
ordered payment of $26,000.
Insurance fraud is not a victimless crime; it costs each of ICBC's 3.1 million customers about $100 to $150 per year - that's why ICBC invests upwards of $8 million in fraud prevention each year.
ICBC investigated more than 2,800 cases of alleged fraud in 2009. ICBC takes all allegations seriously and follows up on all tips and information. The public can help by reporting suspicious, exaggerated or fraudulent claims to ICBC's fraud tips line at 604-661-6844 or 1-800-661-6844, toll free from anywhere in the province. Tip information is confidential and callers can remain anonymous.
|
| |
03-09-2010, 03:19 PM
|
#2 | Even when im right, revscene.net is still right!
Join Date: Dec 2008 Location: Richmond
Posts: 1,360
Thanked 659 Times in 201 Posts
|
I have always wondered about lying about principle driver. How can ICBC prove that I drive my car less than 50% of the time?
__________________ Quote:
Originally Posted by JSALES While driving yesterday I saw a banana peel in the road and instinctively swerved to avoid it...thanks Mario Kart. | |
| |
03-09-2010, 03:39 PM
|
#3 | RS Peace Officer
Join Date: Feb 2007 Location: Vancouver Islan
Posts: 3,867
Thanked 1,636 Times in 683 Posts
|
Quite easy to prove...talk to neighbours, fellow workers, sit back and videotape the vehicle use, run checks on driving infractions etc. I have turned in quite a few that I encountered. I see the car all the time, its slammed and had an earbleed sound system in it and is registered in mummy's name. If I can do that, ICBC and a PI with a camera can do even better. It's considered to be fraud under the criminal code and they also go after the real owner in Civil court..huge fines upon conviction...tens of thousands of dollars.
|
| |
03-09-2010, 11:20 PM
|
#4 | HELP ME PLS!!!
Join Date: Dec 2009 Location: Canada
Posts: 5,647
Thanked 1,816 Times in 450 Posts
|
Nice and interesting read indeed Posted via RS Mobile |
| |
03-10-2010, 10:13 AM
|
#5 | OMGWTFBBQ is a common word I say everyday
Join Date: Jan 2004 Location: Van/Bur
Posts: 5,019
Thanked 1,557 Times in 511 Posts
|
Nice read.. Need more Fail stories.
__________________
Cash Rules Everything Around Me!
Current:
2006 Honda Fourtrax Rancher 400cc ATV (Offroad trails + Winter Snow Plow)
1995 Toyota Tacoma (Toy Hauler)
2003 Honda Civic SIR (Daily Beater)
2018 KTM 390 Duke (Gas Saver)
2017 Subaru WRX Sport-Tech + STI 6MT (Weekend Track)
Past:
2014 Honda Grom
1971 MG MGB Tourer
Kayo MR125 Race Bike
2001 Honda Odyssey
2009 Toyota Corolla CE
2007 Honda Ruckus
2007 Husqvarna SM610 SuperMoto
2001 Honda S2000
|
| |
03-10-2010, 10:34 AM
|
#6 | My dinner reheated before my turbo spooled
Join Date: Nov 2005 Location: Vancouver
Posts: 1,763
Thanked 18 Times in 7 Posts
|
cool now i should realy think twice befor driving my car into the ocean.
|
| |
03-10-2010, 11:18 AM
|
#7 | Everyone wants a piece of R S...
Join Date: Mar 2007 Location: Surrey/Richmond
Posts: 365
Thanked 40 Times in 31 Posts
| Quote:
Originally Posted by zulutango Quite easy to prove...talk to neighbours, fellow workers, sit back and videotape the vehicle use, run checks on driving infractions etc. I have turned in quite a few that I encountered. I see the car all the time, its slammed and had an earbleed sound system in it and is registered in mummy's name. If I can do that, ICBC and a PI with a camera can do even better. It's considered to be fraud under the criminal code and they also go after the real owner in Civil court..huge fines upon conviction...tens of thousands of dollars. | that takes me back to that Top Gear Episode.
__________________
2002 Nissan Sentra SpecV - 2.5L 6 Speed FTW
1974 Chevy Vega Wagon --> RaceCar!
1968 Pontiac Firebird Sprint --> 4.1L I6!
Street Car --> 15.45 | Vega --> 11.65
|
| |
03-10-2010, 01:58 PM
|
#8 | RS Peace Officer
Join Date: Feb 2007 Location: Vancouver Islan
Posts: 3,867
Thanked 1,636 Times in 683 Posts
|
The one where they were firing the cars off the edge of the cliff trying to hit the house trailer? One of my favourites.
|
| |
03-12-2010, 11:33 AM
|
#9 | e-thugger*
Join Date: Nov 2002 Location: Kelowna
Posts: 2,523
Thanked 6 Times in 4 Posts
|
It kills me how stupid the people are who try to get away with fraud. My dad works for ICBC and used to work with the PIs and attend court. If you claim to hurt your neck in a car accident, you better not be playing football the next day. They will be watching you. They have also used people's facebook status/comments against them.
__________________
Powered by alcohol rage.
96 Lincoln Towncar
92 Civic B16A (parted)
89 CRX D16Y7 swapped
|
| |
03-12-2010, 11:44 AM
|
#10 | I don't get it
Join Date: Apr 2006 Location: vancouver
Posts: 438
Thanked 11 Times in 7 Posts
| Quote:
Originally Posted by zulutango The one where they were firing the cars off the edge of the cliff trying to hit the house trailer? One of my favourites. | there was an ep about the best car for a 17 year old. youtube it, it is pretty funny.
I have told this to people but it would be nice to be sure. If you are lying about something on your insurance papers, lets say the principle driver and the car is in an accident your insurance is void right?
|
| | |
Posting Rules
| You may not post new threads You may not post replies You may not post attachments You may not edit your posts HTML code is Off | | | All times are GMT -8. The time now is 06:17 AM. |