Long story short, got into an accident with my dads car. 100% my fault and I'm aware they'll raise the premiums, however...
When ICBC was talking to my dad, they offered him two choices
a) ICBC will deal with paying for the damages at a cost of his premiums going up
b) We pay for the damages out of the pocket, premiums stay the same with his current discount (He was at 35% at the time I got into an accident, 43% IIRC after he renews)
He didn't want his premiums to go up so he chose option B. We did not get our van repaired since the damage was so minor and we did get it checked out at the ICBC claim centre.
He just got a renewal reminder letter for ICBC and it says he's back to 10%. He's not the clueless of the bunch and we never received any phone calls/letters from ICBC regarding a payback or something if they did decide to repair the damage. He repeated several times to the adjuster that we'll pay any repair bills out of our pocket. Can't really talk to ICBC about the issue since I'm not the registered owner/principle driver of the vehicle.
Easiest thing for my dad to do is talk to ICBC obviously but I'd like some guidance on this matter so it'll be easier to resolve.