REVscene - Vancouver Automotive Forum


Welcome to the REVscene Automotive Forum forums.

Registration is Free!You are currently viewing our boards as a guest which gives you limited access to view most discussions and access our other features. By joining our free community you will have access to post topics, communicate privately with other members (PM), respond to polls, upload content and access many other special features. Registration is fast, simple and absolutely free so please, join our community today! The banners on the left side and below do not show for registered users!

If you have any problems with the registration process or your account login, please contact contact us.


Go Back   REVscene Automotive Forum > Automotive Chat > Police Forum

Police Forum Police Head Mod: Skidmark
Questions & info about the Motor Vehicle Act. Mature discussion only.

Reply
 
Thread Tools
Old 12-10-2011, 02:00 PM   #1
mb_
WUB WUB WUB WUB WUB
 
mb_'s Avatar
 
Join Date: Oct 2007
Location: Surrey
Posts: 6,861
Thanked 5,993 Times in 1,590 Posts
ICBC Raised Premiums

Long story short, got into an accident with my dads car. 100% my fault and I'm aware they'll raise the premiums, however...

When ICBC was talking to my dad, they offered him two choices
a) ICBC will deal with paying for the damages at a cost of his premiums going up
b) We pay for the damages out of the pocket, premiums stay the same with his current discount (He was at 35% at the time I got into an accident, 43% IIRC after he renews)

He didn't want his premiums to go up so he chose option B. We did not get our van repaired since the damage was so minor and we did get it checked out at the ICBC claim centre.

He just got a renewal reminder letter for ICBC and it says he's back to 10%. He's not the clueless of the bunch and we never received any phone calls/letters from ICBC regarding a payback or something if they did decide to repair the damage. He repeated several times to the adjuster that we'll pay any repair bills out of our pocket. Can't really talk to ICBC about the issue since I'm not the registered owner/principle driver of the vehicle.

Easiest thing for my dad to do is talk to ICBC obviously but I'd like some guidance on this matter so it'll be easier to resolve.

TIA
Advertisement
__________________
FEEDBACK (9-0-0)
SPOTTED
:: FLICKR :: JOURNAL :: INSTAGRAM

2015 Scion FRS

Quote:
Originally Posted by slowguy View Post
fuck you hipster
Quote:
Originally Posted by trollguy View Post
then fuck you hipster akinari
Quote:
[23-05, 11:34] FastAnna suck a dick ygay
mb_ is offline   Reply With Quote
Old 12-10-2011, 03:26 PM   #2
I contribute to threads in the offtopic forum
 
TheSalesman's Avatar
 
Join Date: Dec 2002
Location: vancouver
Posts: 2,634
Thanked 153 Times in 90 Posts
did he pay for the damage of the other car yet?
You'll have to do that to get your discount back to where it was.
TheSalesman is offline   Reply With Quote
This post thanked by:
Old 12-10-2011, 04:01 PM   #3
mb_
WUB WUB WUB WUB WUB
 
mb_'s Avatar
 
Join Date: Oct 2007
Location: Surrey
Posts: 6,861
Thanked 5,993 Times in 1,590 Posts
No. They never mailed us/called us about any repair bill or if they other party decided to get it fixed.
__________________
FEEDBACK (9-0-0)
SPOTTED
:: FLICKR :: JOURNAL :: INSTAGRAM

2015 Scion FRS

Quote:
Originally Posted by slowguy View Post
fuck you hipster
Quote:
Originally Posted by trollguy View Post
then fuck you hipster akinari
Quote:
[23-05, 11:34] FastAnna suck a dick ygay
mb_ is offline   Reply With Quote
Old 12-10-2011, 06:56 PM   #4
Even when im right, revscene.net is still right!
 
Join Date: Dec 2003
Location: Vancouver
Posts: 1,393
Thanked 233 Times in 76 Posts
Just call ICBC to find out. You can always pay for it before your insurance is up for renewal. If your dad doesn't want to call, you can always get the insurance agent to call for you while he's doing his renewal and I "think" they can take the cheque for ICBC too
__________________
quote:
--------------------------------------------------------------------------------
Originally posted by Miss_Girly
Bring some RS people with you to help u GANG BANG the guy!!
--------------------------------------------------------------------------------
Selanne_200 is offline   Reply With Quote
This post thanked by:
Old 12-10-2011, 07:38 PM   #5
I'm invisible
 
Edison_Chen's Avatar
 
Join Date: Jun 2002
Location: 604 Vancouver
Posts: 4,339
Thanked 126 Times in 70 Posts
Have your insurance agent call ICBC before your dad does the renewal. The renewal reminder gets mailed out to the customer 6 weeks in advance before the renewal date. So if there's any changes in between, the renewal reminder will not be correct.

If the other party went in and fixed their vehicle, you need to also pay for his repairs too.
Have the agent call ICBC, and they can confirm the amount to pay back. If its a small/reasonable amount, if you want, you can pay it back.

There are a few options to repay back:
1. Issue ICBC a cheque, and have your insurance broker forward the cheque to ICBC.
2. Pay by credit card over the phone to ICBC directly or
3. Pay by cash/debit at an ICBC claim center, and then go back to your insurance agent and call ICBC for a better discount.


**You must pay claim back, before renewing or else it will affect his discount, and he will not be able to repay it back**
__________________
REVscene.net
Edison_Chen is online now   Reply With Quote
This post thanked by:
Old 12-10-2011, 11:00 PM   #6
& Associates Inc.
 
ruthless's Avatar
 
Join Date: Jan 2010
Location: Canada Eh
Posts: 1,625
Thanked 1,215 Times in 409 Posts
If the other party has an ongoing injury claim that may be hindering the process...also I think you may have to pay for the other parties medical bills and/or injury claim if any...
__________________
Ruthless and Associates Inc
Serving Revscene proudly since 2008
ruthless is offline   Reply With Quote
This post thanked by:
Old 12-10-2011, 11:07 PM   #7
Banned By Establishment
 
Iceman-19's Avatar
 
Join Date: Jan 2003
Location: Coquitlam, BC
Posts: 9,521
Thanked 1,288 Times in 409 Posts
If there is a successful injury clai from the other party you will not be able to pay out the damage. Call icbc and talk to them. They did something similar to me, except it was 3 years later and suddenly I was +20%, yikes. Phones them and managed to pay it off and get it straightened out.
Posted via RS Mobile
Iceman-19 is offline   Reply With Quote
This post thanked by:
Old 12-11-2011, 02:19 PM   #8
I answer every Emotion with an emoticon
 
FerrariEnzo's Avatar
 
Join Date: Feb 2005
Location: somewhere
Posts: 7,656
Thanked 2,352 Times in 949 Posts
If your dad hasnt paid yet, then chances are they think that he doesnt want to pay..

go to an auto broker or just call ICBC
__________________
My Buy&Sell Feedback, Thanx
FerrariEnzo is offline   Reply With Quote
This post thanked by:
Old 12-18-2011, 02:16 AM   #9
I Will not Admit my Addiction to RS
 
Join Date: Nov 2006
Location: Vancouver
Posts: 556
Thanked 41 Times in 24 Posts
It depends on the cost of the damage
open up your spreadsheet and do the math
raising premium vs damage @ present value
__________________
 
 
My Buyer / Seller Rating
http://www.revscene.net/forums/60152...o-6-0-0-a.html
Y2K_o__o is online now   Reply With Quote
This post thanked by:
Old 12-19-2011, 05:15 AM   #10
mb_
WUB WUB WUB WUB WUB
 
mb_'s Avatar
 
Join Date: Oct 2007
Location: Surrey
Posts: 6,861
Thanked 5,993 Times in 1,590 Posts
Forgot to update.

Paid it off, was cheaper to pay for it than have the premiums raised. Thanks guys
Posted via RS Mobile
mb_ is offline   Reply With Quote
This post thanked by:
Reply

Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off



All times are GMT -8. The time now is 06:46 PM.


Powered by vBulletin® Version 3.8.7
Copyright ©2000 - 2017, vBulletin Solutions, Inc.
SEO by vBSEO ©2011, Crawlability, Inc.
Revscene.net cannot be held accountable for the actions of its members nor does the opinions of the members represent that of Revscene.net