REVscene Automotive Forum - Which VISA card do you use????

REVscene Automotive Forum (https://www.revscene.net/forums/)

- Vancouver Off-Topic / Current Events (https://www.revscene.net/forums/vancouver-off-topic-current-events_50/)

- - Which VISA card do you use???? (https://www.revscene.net/forums/535776-visa-card-do-you-use.html)

Petro Citibank MC w/pay pass and Amex Gold with 2% rebate and RBC avion and looking forward to the RBC avion infinite card

Quote:

Originally Posted by RFlush (Post 5922494)

I would say Visa is still more worldwide. From experience, the most accepted cards in order are:

1) Visa
2) Mastercard
3) American Express
4) Diners club
5) Discover card

4 and 5 are changeable depending on location. I maybe wrong, but just from places i've been too, that's usually the popularity list.

I think 2/3 can be interchangeable. AMEX is huge mostly in rest of the world but for some reason, it is really small here.

Royal Bank Avion Platinum is the best card. You can transfer points for free for both asiamiles or ba's program for free tickets, hotels, etc...

even if you arent using all the features of the RBC Avion, i still think it's worth the 120$ charge each month based purely on the service

I just upgraded my RBC Rewards Classic to the Platinum Avion from reading up on the features and the good word of mouth. :thumbsup:

Quote:

Originally Posted by islandsupra (Post 5909692)

I work as a banker, and I refuse to give my clients a "dividend" card if they aren't paying their full balance off every month... .

LOL to "I work as a banker."

HSBC Platinum Visa

CIBC Dividend Visa & SPC Mosaik MC

RBC Visa Gold - Reward

I have a TD Infinity and a Scotiabank Cashback.

Quote:

Originally Posted by 3xta (Post 5922006)

American Express Black

Pics or didn't happen.

You know the requirements for the black card, right? I only know two people with black cards.

And I hear rumors that there's a newer, more exclusive Amex now.

^ I know a 22 yr old American kid that got an AMEX Centurion (Black) card, ON HIS OWN.

He runs an online business selling WoW Gold.

I got HSBC Platinum in HK as well... but the points expire every year, so I use another card usually the jack up the points.

Quote:

Originally Posted by Marco911 (Post 5930917)

^ I know a 22 yr old American kid that got an AMEX Centurion (Black) card, ON HIS OWN.

He runs an online business selling WoW Gold.

I met a Dot Com'er back in...2002, I think...at COMDEX with a black card. He was 18.

Quote:

Originally Posted by impactX (Post 5930934)

I got HSBC Platinum in HK as well... but the points expire every year, so I use another card usually the jack up the points.

You should try the AMEX with Asia miles: http://www.americanexpress.com/hk/en...ode=0000AVE002

Im still thinking about the Avion card. I also have the CIBC dividend card but have not activated it yet. With the Avion, what im concerned is out of country purchases, will I get raped on exchange and service fees? Also kind of weird having a flying card with no lounge access anywhere.

Also deciding between CIBC Aerogold or RBC Avion

Quote:

Originally Posted by RS_Pat (Post 5929156)

I just upgraded my RBC Rewards Classic to the Platinum Avion from reading up on the features and the good word of mouth. :thumbsup:

can you really upgrade your card

I apply for Gold Visa, and what I got is a totally new card..
so I have to arrange any automatic bill payment to change to use the new card

does it have to VISA??

someone posted that you need 100,000 points with the avion visa to get a trip to asia

i'm using the bank of america alaska airlines mastercard and i only need 60,000 points for a ticket to Hong Kong on Cathay

Quote:

Originally Posted by valent|n0 (Post 5935660)

can you really upgrade your card

I apply for Gold Visa, and what I got is a totally new card..
so I have to arrange any automatic bill payment to change to use the new card

You can upgrade your card, just call RBC at 1-800-769-2512. If you do, it's like you are just getting a new card and not actually reapplying for a new one so they wont do a credit check etc so it wont hurt your score.

Quote:

Originally Posted by J____ (Post 5906834)

with avion u can use ur points towards any airline like currency. but with RBC non avion cards u can still use points towards travel but i believe its limited.
the $120 is more than worth it just for the insurances it offers. If u travel alot and put all the charges to ur visa, u'll get:

- rental car collision insurance (so u dont have to purchase the $2x a day LDW rate ontop of ur rental to a max of 48 day rental

- emergency purchase insurance if the airline looses or delays ur baggage and u need to buy living things such as shirts, pants, underwear, toothbrush etc

- airline delay insurance to cover ur hotel stays, other expenses due to a delayed or cancelled flight

- purchase insurance for personal items or family gifts that are damaged, lost, or stolen within 90 days of purchase (my iphone got jacked 1.5 months after i got it and im covered for it)

- accident insurance, if u get hit or some accident happens when ur on the road and u need medical

some other stuff i cant remember.

the only thing that took me a while to consider the Avion plat over the preffered Plat is that the avion doesnt include is out of state/country 31 day medical coverage. with the avion, its an option u can purchase ($130 for 31 days i believe?) but with the preferred platinum its included. im covered for my work trips for medical anyway so i dont really need that option thus ended up goin for the avion.

however i use aeroplan for faster free flights. trip to asia is only 75,000 aeroplan points, its 100,000 rbc points with avion. with both, i get double mileage :D i fly average 10k miles a month for work so the points do add up :D

Old thread but anyways, why not get the CIBC Aerogold plan then since you can collect aerogold points faster?

I am still deciding between CIBC aerogold or RBC avion. I want to fly to HK alot, and I know Air Canada has lots of flights. I am just worried that with Aerogold there might be seat and date restrictions. It seems like Aerogold miles are much easier to get since you can use your credit card and also use the Aeroplan miles when you purchase gas at Esso or groccery shopping etc while Avion is limited to only the credit card itself.

With Aerogold, can you book any date on an Air Canada plane or any Star Alliance member plane? Or does it have major restrictions? The avion states no restrictions so that's what I like about it.

Also the personal purchase insurance does sound good. Dropping a laptop after 50 days and get full coverage sounds nice.

[edit] Also happy that I can transfer my Avion points to AsiaMiles, although AsiaMiles sucks right now for me because im not living in HK and they expire in 3 years :(

Aerogold sucks crap... (couple years ago anyway) you will never be able to fly because most of the year is in the blacked out period.

^^^ exactly. thats why i picked avion over that. and like you mentioned rflush, there's no restrictions to with which airline u can use ur avion points towards. it just accumulates slower

if i apply for more credit limit on credit card (currently i have 1,000$ limit), what stuff do they look at ? i was never late for payment, overused.

fake number was fake >.<

sorry though

post your security code too while you're at it

Quote:

Originally Posted by 3xta (Post 5922006)

American Express Black

Haha sure you do!! lol