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Vancouver Off-Topic / Current Events The off-topic forum for Vancouver, funnies, non-auto centered discussions, WORK SAFE. While the rules are more relaxed here, there are still rules. Please refer to sticky thread in this forum.

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Old 12-28-2008, 12:38 PM   #1
My AFC gave me an ABS CEL code of LOL while at WOT!
 
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Neighbors tree fell on my house

I did search up the 2 other topics regarding the same situation but in both cases, they turned into a flamefest and I don't think there was a true definite answer. So anyways...

My neighbors tree which is clearly on their property line fell into the side of my house. The damage seems minimal but its a pretty damn big tree leaning against my house. My parents talked to the neighbors and they pretty much tried to deny that its on their property line when its pretty obvious it is. Any suggestions as to what to do?
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Old 12-28-2008, 12:40 PM   #2
I WANT MY 10 YEARS BACK FROM RS.net!
 
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Call the city.
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Old 12-28-2008, 01:00 PM   #3
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Take photos.
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Old 12-28-2008, 01:17 PM   #4
My homepage has been set to RS
 
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Then post them.
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Old 12-28-2008, 01:19 PM   #5
My AFC gave me an ABS CEL code of LOL while at WOT!
 
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take pictures and call the city, i think the city has a map thing that shows exactly where the property is.
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Old 12-28-2008, 01:29 PM   #6
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You should file a claim under your home insurance policy. Your home insurance policy picks up the damage, sends out a restoration company to fix it and then goes after your neighbor ('s insurance policy) for the damages.
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Old 12-28-2008, 01:30 PM   #7
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You should report this to your insurance broker/company ASAP. An adjuster will be able help you with the situation.

Your adjuster will likely determine if there are damages to your house (roof, fascia/gutter, etc...) and if they are under or above your homeowner policy's deductible.

If you pursue a claim, your insurance company should remove the tree leaning against your house to facilitate repair, however, the cost of removing the tree debris out of your property may not be covered under most homeowner policy.

hope this helps.
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Old 12-28-2008, 01:37 PM   #8
My AFC gave me an ABS CEL code of LOL while at WOT!
 
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take pictures and call the city, i think the city has a map thing that shows exactly where the property is.
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Originally Posted by suzuka84 View Post
You should file a claim under your home insurance policy. Your home insurance policy picks up the damage, sends out a restoration company to fix it and then goes after your neighbor ('s insurance policy) for the damages.
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Originally Posted by CivicS View Post
You should report this to your insurance broker/company ASAP. An adjuster will be able help you with the situation.

Your adjuster will likely determine if there are damages to your house (roof, fascia/gutter, etc...) and if they are under or above your homeowner policy's deductible.

If you pursue a claim, your insurance company should remove the tree leaning against your house to facilitate repair, however, the cost of removing the tree debris out of your property may not be covered under most homeowner policy.

hope this helps.
Thanks guys. I'll ask my parents to talk to the insurance company right away.
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Old 12-28-2008, 04:04 PM   #9
RS.net, where our google ads make absolutely no sense!
 
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did it fall due to the snow?
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Old 12-28-2008, 05:49 PM   #10
I contribute to threads in the offtopic forum
 
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no worries.... my house got owned too... -.-"

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Old 12-28-2008, 06:36 PM   #11
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that's amazing.. like a car roof for your car

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no worries.... my house got owned too... -.-"

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Old 12-28-2008, 06:36 PM   #12
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*puff puff*

what are you puffing?

can i have some?
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Old 12-28-2008, 07:52 PM   #13
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shittt thats gay
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Old 12-29-2008, 10:53 AM   #14
WOAH! i think Vtec just kicked in!
 
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Which city are you in? If you're in Vancouver you can go to the cities website and go to their interactive maps page. They have fairly up to date photos and you can turn on a layer for property lines which should give you a good indication if the tree is on their property or yours.

Like others have said though, take a lot of photos and file a claim with your home owners insurance.
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Old 12-29-2008, 12:42 PM   #15
I Will not Admit my Addiction to RS
 
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Well it's not worthless i just want to see some pictures.
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Old 01-02-2009, 09:09 AM   #16
Everyone wants a piece of R S...
 
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Well it's not worthless i just want to see some pictures.
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Old 01-02-2009, 10:05 AM   #17
My dinner reheated before my turbo spooled
 
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pwnd
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Old 01-02-2009, 10:18 AM   #18
Wunder? Wonder?? Wander???
 
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poison their tree come spring.
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