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-   Vancouver Off-Topic / Current Events (https://www.revscene.net/forums/vancouver-off-topic-current-events_50/)
-   -   The VOT MONTHLY EXPENSES threaD! (https://www.revscene.net/forums/559077-vot-monthly-expenses-thread.html)

AzNightmare 01-06-2009 11:04 AM
To be honest, $600 on food seems like a lot. Should buy stuff in bulk and eat at home more. Food is for survival, not luxury. Well at least, for me it is.

hotjoint 01-06-2009 11:42 AM
Quote:
Originally Posted by AzNightmare (Post 6208926)
To be honest, $600 on food seems like a lot. Should buy stuff in bulk and eat at home more. Food is for survival, not luxury. Well at least, for me it is.
$600 for 1 person is way too much. That would mean you pretty much eat out every day or everyday other day. Hopefully that isnt the case because you could be saving a shitload of money buy buying stuff and cooking at home. I prefer a home cooked meal over eating out anyday

johny 01-06-2009 03:54 PM
Quote:
Originally Posted by jing (Post 6208440)
I feel like I'm on welfare making $600 a month compared to some of you ballas.


I bet welfare is more then $600 / month...

mmmk 01-06-2009 04:46 PM
Quote:
Originally Posted by Boostaholic (Post 6203228)
I'm still in school but will be graduating soon. I did a estimate of how would I spend all my money.

Occupation: Electrical Engineer
Salary: $55,000 (average)
Salary after tax: $42,000
Monthly Pay: $3500

Rent: $1500
Car payment: $400
Car insurance: $250
Gas: $200
Internet/Cellphone: $100
Food: $600
Everyday stuff: $100
Monthly saving: $100
----------------------------
Monthly expense: $3250

Money left over for cloths, toys, entertainment, partying... : $250 (thats not enough)

55grand seems alot but after a quick estimate I will still be pretty poor living on paycheck to paycheck if I want to sustain any kind of ok life style.

How does everyone here spend their salary or will be spending their salary?
found a job yet? i haven't....finished in EE as well

poweredbyph 01-06-2009 05:10 PM
Quote:
Originally Posted by Chuck Norris (Post 6208742)
I work with people like this and see it happen a lot. This is why maybe some people ask why I drive a POS RSX or my shoes are from Winners but make a lot of money. People say I'm cheap.

Yeah, maybe I am cheap but I'm sure not going to be a baller today while running the risk of being a broke ass hobo tomorrow. Most people have a spending problem and this is why everyone is so obsessed with making more money. It's all backwards.
Wow that is exactly what my mom always says to me a few days ago. :D

Boostaholic 01-06-2009 06:03 PM
Quote:
Originally Posted by mmmk (Post 6209462)
found a job yet? i haven't....finished in EE as well
The economy is bunk right now so it might not be your fault. I'm still in school by the way.

also, did you graduate in last april? if so how many jobs have you applied over the last 8 months. how many interviews have you gone to? did you do coop? what are some of the problems causing you from getting work?

Boostaholic 01-06-2009 06:08 PM
Quote:
Originally Posted by trdees (Post 6208606)
Your looking very short term. When you buy a house you look forward to the long term positives and negatives.
my estimate was in reply to brooks_b's comment on buying shorterm then selling and moving to a bigger place. For me I'd probably be renting for a while unless the housing market is in favor of buying (rising), since I'm looking forward to obtaining an MBA some where like Richard Ivey or in the states. that means I will be on the move a few times depending on my career.

Meowjin 01-06-2009 06:12 PM
If i wasn't such a fucking idiot with my money i'd probably be banking 30-40k a year.

johny 01-06-2009 09:21 PM
Quote:
Originally Posted by Boostaholic (Post 6209581)
The economy is bunk right now so it might not be your fault. I'm still in school by the way.

also, did you graduate in last april? if so how many jobs have you applied over the last 8 months. how many interviews have you gone to? did you do coop? what are some of the problems causing you from getting work?
what are you taking? a 4 year elec enginering degree? or 2 year BCIT type thing?

What_the? 01-06-2009 11:20 PM
looking through this thread has encouraged me to start saving more of my money... We'll see how this goes :)

I don't really do any serious budgeting, just try my best not to spend crazily on any one thing and be in control... so far seems ok... but i am going to try to increase the amount of money i shuffle away each month

falcon 01-06-2009 11:29 PM
Salary $3500/mo
Rent $400/mo (live at home)
Food $300
Cell $60
Car Insurance $181
Car Payment $own it
Car goodies/fix shit that breaks $500-1000

The rest goes into debt/CC until I'm free of the banks

ZXINSANE 01-07-2009 02:18 PM
my dad give me 5 dollars in allowance so cool!!

Boostaholic 01-07-2009 02:21 PM
Quote:
Originally Posted by johny (Post 6209978)
what are you taking? a 4 year elec enginering degree? or 2 year BCIT type thing?
bachlor of applied science and minor in commerce at UBC.

OffroadZuki 01-07-2009 02:35 PM
Quote:
Originally Posted by orange7 (Post 6203308)
what job are you doing and what company?

hm.. i'm doing an electrical engineering degree right now... I do need some tips on what to aim for..
reading comprehension > you

Here's a tip: aim for actually reading a post before replying. :)

OffroadZuki 01-07-2009 02:38 PM
not gonna tell you what I make...

but:
Rent: 550
Gas: uhh...I really don't know...I'm GUESSING around 150, a lot more in the summer
Student debt: 1,000
Food: I dunno...300-ish?
Insurance: 95
Phone: 90-ish
and a shitton of money to see my g/f...long distance relationships pwn my broke white ass

Feint* 01-07-2009 03:46 PM
Quote:
Originally Posted by trdees (Post 6206949)
Maybach Expense 800 000
Chauffer Expense 50 000
Land Tax 100 000
Escort Expense 1 000 000
Body Guards 250 000
Food Expense 100 000
misc 200 000
RIMS 20 000
Hi Hyde you forgot to include hooker expenses

jing 01-07-2009 04:00 PM
Quote:
Originally Posted by hotjoint (Post 6208722)
Everyones situation is different. Its not about how much money you make, its about what you do with the money you have. I have tons of friends that make over 50g's a year and they are living paycheque to paycheque because they would rather spend their money on cars/parts, alcohol/weed, partying, clothes etc....instead of thinking about long term and putting money away for a house or land. Everyone's priorities are different :thumbsup:. The way I see it, I'm being smart now so when I get older I won't have to worry about working and I can chill. Don't you see the abundance of old people still working because they can't afford to retire ?
Quote:
Originally Posted by Wetordry (Post 6207025)
if you can save $10k cash year over year, you are in good financial shape
I was working a bit more last year but I almost saved that much working part time at near minimum wage. Too bad I just bought another car recently and spent more than half of it already -_-"

Boostaholic 01-07-2009 10:24 PM
Quote:
Originally Posted by Feint* (Post 6211365)
Hi Hyde you forgot to include hooker expenses
Escort = Highclass Hooker

SpuGen 01-07-2009 10:35 PM
I spend everything I make, and then some.

Good thing I don't have a credit card. :)
I should probably get one soon... but I'll be in debt and thats not cool.

I should stop buying so many cool things.

It would also help if I stopped drinking after my shift.. but I walk past the bar on the way out. And the Bartender is hot.
And I think I'm an alcoholic.

impactX 01-08-2009 12:02 AM
Quote:
Originally Posted by brooks_b (Post 6208079)
Words of advice:

you make 55k? Good. You can afford to rent at 1500? Great.
Then why don't you buy into a cheap condo or house or apartment?
You rent at 1500/per month for a year thats 18,000 of your money wasted...
Put it into property and think of it as a big piggy bank, live there for a year and cash out at 20,000 (plus your down payment) and move into something bigger and better...
Sure it takes effort to find the right places, and I'm not saying you need to move every year, just think, why waste 18,000 on a place for rent thats probably minimally better than the house/condo you could buy with a buddy, gf, family member...

You get your money back

You build credit

You have a place of your own

The only bad thing is that you have to pay your utils and property tax, so find a place where after your down, you pay roughly 1200 for mortgage...

Its very doable

As for me... I live at home :bigthumb:

Havent finished school yet
It's easy for you to say what you said while living at home. Try moving out WHILE saving for a downpayment for a decent place.

impactX 01-08-2009 12:06 AM
Quote:
Originally Posted by Veleno (Post 6203685)
IT contractor?
Paralegal on the other side of the pond.

trdees 01-08-2009 04:16 AM
Quote:
Originally Posted by Feint* (Post 6211365)
Hi Hyde you forgot to include hooker expenses
Iam not hyde iam one better. I use my own money not my dads uncles friend boyfriend sisters transexual lover cuzins hookups ;)

MelonBoy 01-08-2009 05:12 AM
Quote:
Originally Posted by jing (Post 6208440)
I feel like I'm on welfare making $600 a month compared to some of you ballas.

lol your not alone XD... i only make like 750 a month XD...


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