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01-06-2009, 11:04 AM
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#101 | | Banned (ABWS)?
Join Date: Oct 2004 Location: Vancouver
Posts: 19,432
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To be honest, $600 on food seems like a lot. Should buy stuff in bulk and eat at home more. Food is for survival, not luxury. Well at least, for me it is.
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01-06-2009, 11:42 AM
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#102 | | Willing to sell a family member for a few minutes on RS
Join Date: Feb 2005 Location: Surrey
Posts: 12,760
Thanked 689 Times in 376 Posts
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Originally Posted by AzNightmare  To be honest, $600 on food seems like a lot. Should buy stuff in bulk and eat at home more. Food is for survival, not luxury. Well at least, for me it is. | $600 for 1 person is way too much. That would mean you pretty much eat out every day or everyday other day. Hopefully that isnt the case because you could be saving a shitload of money buy buying stuff and cooking at home. I prefer a home cooked meal over eating out anyday
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01-06-2009, 03:54 PM
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#103 | | HELP ME PLS!!!
Join Date: Jan 2004 Location: here
Posts: 5,793
Thanked 146 Times in 67 Posts
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Originally Posted by jing I feel like I'm on welfare making $600 a month compared to some of you ballas. |
I bet welfare is more then $600 / month...
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01-06-2009, 04:46 PM
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#104 | | G'd up! w000weee
Join Date: Jan 2002 Location: Vancouver
Posts: 4,140
Thanked 225 Times in 84 Posts
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Originally Posted by Boostaholic I'm still in school but will be graduating soon. I did a estimate of how would I spend all my money.
Occupation: Electrical Engineer
Salary: $55,000 (average)
Salary after tax: $42,000
Monthly Pay: $3500
Rent: $1500
Car payment: $400
Car insurance: $250
Gas: $200
Internet/Cellphone: $100
Food: $600
Everyday stuff: $100
Monthly saving: $100
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Monthly expense: $3250
Money left over for cloths, toys, entertainment, partying... : $250 (thats not enough)
55grand seems alot but after a quick estimate I will still be pretty poor living on paycheck to paycheck if I want to sustain any kind of ok life style.
How does everyone here spend their salary or will be spending their salary? | found a job yet? i haven't....finished in EE as well
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01-06-2009, 05:10 PM
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#105 | | What hasn't Killed me, has made me more tolerant of RS!
Join Date: Feb 2005 Location: Your G/F home
Posts: 184
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Originally Posted by Chuck Norris I work with people like this and see it happen a lot. This is why maybe some people ask why I drive a POS RSX or my shoes are from Winners but make a lot of money. People say I'm cheap.
Yeah, maybe I am cheap but I'm sure not going to be a baller today while running the risk of being a broke ass hobo tomorrow. Most people have a spending problem and this is why everyone is so obsessed with making more money. It's all backwards. | Wow that is exactly what my mom always says to me a few days ago.  | |
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01-06-2009, 06:03 PM
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#106 | | I don't get it either
Join Date: May 2005 Location: Richmond
Posts: 2,935
Thanked 198 Times in 62 Posts
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Originally Posted by mmmk found a job yet? i haven't....finished in EE as well | The economy is bunk right now so it might not be your fault. I'm still in school by the way.
also, did you graduate in last april? if so how many jobs have you applied over the last 8 months. how many interviews have you gone to? did you do coop? what are some of the problems causing you from getting work?
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01-06-2009, 06:08 PM
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#107 | | I don't get it either
Join Date: May 2005 Location: Richmond
Posts: 2,935
Thanked 198 Times in 62 Posts
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Originally Posted by trdees Your looking very short term. When you buy a house you look forward to the long term positives and negatives. | my estimate was in reply to brooks_b's comment on buying shorterm then selling and moving to a bigger place. For me I'd probably be renting for a while unless the housing market is in favor of buying (rising), since I'm looking forward to obtaining an MBA some where like Richard Ivey or in the states. that means I will be on the move a few times depending on my career.
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01-06-2009, 06:12 PM
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#108 | | Banned By Establishment
Join Date: Mar 2006 Location: Richmond
Posts: 12,484
Thanked 2,091 Times in 773 Posts
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If i wasn't such a fucking idiot with my money i'd probably be banking 30-40k a year.
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01-06-2009, 09:21 PM
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#109 | | HELP ME PLS!!!
Join Date: Jan 2004 Location: here
Posts: 5,793
Thanked 146 Times in 67 Posts
Failed 208 Times in 42 Posts
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Originally Posted by Boostaholic The economy is bunk right now so it might not be your fault. I'm still in school by the way.
also, did you graduate in last april? if so how many jobs have you applied over the last 8 months. how many interviews have you gone to? did you do coop? what are some of the problems causing you from getting work? | what are you taking? a 4 year elec enginering degree? or 2 year BCIT type thing?
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01-06-2009, 11:20 PM
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#110 | | I contribute to threads in the offtopic forum
Join Date: Nov 2001 Location: Vancouver
Posts: 2,746
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looking through this thread has encouraged me to start saving more of my money... We'll see how this goes 
I don't really do any serious budgeting, just try my best not to spend crazily on any one thing and be in control... so far seems ok... but i am going to try to increase the amount of money i shuffle away each month
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01-06-2009, 11:29 PM
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#111 | | My homepage has been set to RS
Join Date: Jun 2006 Location: Deutschland
Posts: 2,402
Thanked 900 Times in 387 Posts
Failed 395 Times in 107 Posts
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Salary $3500/mo
Rent $400/mo (live at home)
Food $300
Cell $60
Car Insurance $181
Car Payment $own it
Car goodies/fix shit that breaks $500-1000
The rest goes into debt/CC until I'm free of the banks
Last edited by falcon; 01-06-2009 at 11:34 PM.
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01-07-2009, 02:18 PM
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#112 | | Banned (ABWS)
Join Date: Jan 2009 Location: vancouva
Posts: 25
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my dad give me 5 dollars in allowance so cool!!
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01-07-2009, 02:21 PM
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#113 | | I don't get it either
Join Date: May 2005 Location: Richmond
Posts: 2,935
Thanked 198 Times in 62 Posts
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Originally Posted by johny what are you taking? a 4 year elec enginering degree? or 2 year BCIT type thing? | bachlor of applied science and minor in commerce at UBC.
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01-07-2009, 02:35 PM
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#114 | | Banned (ABWS)
Join Date: Nov 2007 Location: Edmonton
Posts: 0
Thanked 10 Times in 4 Posts
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Originally Posted by orange7 what job are you doing and what company?
hm.. i'm doing an electrical engineering degree right now... I do need some tips on what to aim for.. | reading comprehension > you
Here's a tip: aim for actually reading a post before replying. | |
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01-07-2009, 02:38 PM
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#115 | | Banned (ABWS)
Join Date: Nov 2007 Location: Edmonton
Posts: 0
Thanked 10 Times in 4 Posts
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not gonna tell you what I make...
but:
Rent: 550
Gas: uhh...I really don't know...I'm GUESSING around 150, a lot more in the summer
Student debt: 1,000
Food: I dunno...300-ish?
Insurance: 95
Phone: 90-ish
and a shitton of money to see my g/f...long distance relationships pwn my broke white ass
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01-07-2009, 03:46 PM
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#116 | | Banned (ABWS)
Join Date: Feb 2006 Location: vancity
Posts: 425
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Originally Posted by trdees Maybach Expense 800 000
Chauffer Expense 50 000
Land Tax 100 000
Escort Expense 1 000 000
Body Guards 250 000
Food Expense 100 000
misc 200 000
RIMS 20 000 | Hi Hyde you forgot to include hooker expenses
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01-07-2009, 04:00 PM
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#117 | | It's like going crazy when you're already nuts
Join Date: Aug 2005
Posts: 5,972
Thanked 3,195 Times in 830 Posts
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Originally Posted by hotjoint Everyones situation is different. Its not about how much money you make, its about what you do with the money you have. I have tons of friends that make over 50g's a year and they are living paycheque to paycheque because they would rather spend their money on cars/parts, alcohol/weed, partying, clothes etc....instead of thinking about long term and putting money away for a house or land. Everyone's priorities are different  . The way I see it, I'm being smart now so when I get older I won't have to worry about working and I can chill. Don't you see the abundance of old people still working because they can't afford to retire ? | Quote:
Originally Posted by Wetordry if you can save $10k cash year over year, you are in good financial shape | I was working a bit more last year but I almost saved that much working part time at near minimum wage. Too bad I just bought another car recently and spent more than half of it already -_-"
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01-07-2009, 10:24 PM
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#118 | | I don't get it either
Join Date: May 2005 Location: Richmond
Posts: 2,935
Thanked 198 Times in 62 Posts
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Originally Posted by Feint* Hi Hyde you forgot to include hooker expenses | Escort = Highclass Hooker
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01-07-2009, 10:35 PM
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#119 | | They let me be a moderator. LOL
Join Date: Oct 2004 Location: Vancouver
Posts: 9,221
Thanked 3,674 Times in 869 Posts
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I spend everything I make, and then some.
Good thing I don't have a credit card.
I should probably get one soon... but I'll be in debt and thats not cool.
I should stop buying so many cool things.
It would also help if I stopped drinking after my shift.. but I walk past the bar on the way out. And the Bartender is hot.
And I think I'm an alcoholic.
Last edited by SpuGen; 01-07-2009 at 10:38 PM.
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01-08-2009, 12:02 AM
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#120 | | The "You'd Know" Moderator
Join Date: Apr 2001 Location: Home
Posts: 20,931
Thanked 276 Times in 140 Posts
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Originally Posted by brooks_b Words of advice:
you make 55k? Good. You can afford to rent at 1500? Great.
Then why don't you buy into a cheap condo or house or apartment?
You rent at 1500/per month for a year thats 18,000 of your money wasted...
Put it into property and think of it as a big piggy bank, live there for a year and cash out at 20,000 (plus your down payment) and move into something bigger and better...
Sure it takes effort to find the right places, and I'm not saying you need to move every year, just think, why waste 18,000 on a place for rent thats probably minimally better than the house/condo you could buy with a buddy, gf, family member...
You get your money back
You build credit
You have a place of your own
The only bad thing is that you have to pay your utils and property tax, so find a place where after your down, you pay roughly 1200 for mortgage...
Its very doable
As for me... I live at home 
Havent finished school yet | It's easy for you to say what you said while living at home. Try moving out WHILE saving for a downpayment for a decent place.
__________________
08 CBR600RR
03 IS300
Ezekiel 25:17. The path of the righteous man is beset on all sides by the inequities of the selfish and the tyranny of evil men. Blessed is he who, in the name of charity and good will, shepherds the weak through the valley of the darkness. For he is truly his brother's keeper and the finder of lost children. And I will strike down upon thee with great vengeance and furious anger those who attempt to poison and destroy my brothers. And you will know I am the Lord when I lay my vengeance upon you. | |
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01-08-2009, 12:06 AM
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#121 | | The "You'd Know" Moderator
Join Date: Apr 2001 Location: Home
Posts: 20,931
Thanked 276 Times in 140 Posts
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Originally Posted by Veleno IT contractor? | Paralegal on the other side of the pond.
__________________
08 CBR600RR
03 IS300
Ezekiel 25:17. The path of the righteous man is beset on all sides by the inequities of the selfish and the tyranny of evil men. Blessed is he who, in the name of charity and good will, shepherds the weak through the valley of the darkness. For he is truly his brother's keeper and the finder of lost children. And I will strike down upon thee with great vengeance and furious anger those who attempt to poison and destroy my brothers. And you will know I am the Lord when I lay my vengeance upon you. | |
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01-08-2009, 04:16 AM
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#122 | | Banned (ABWS)
Join Date: Jul 2008 Location: burnaby
Posts: 753
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Originally Posted by Feint* Hi Hyde you forgot to include hooker expenses | Iam not hyde iam one better. I use my own money not my dads uncles friend boyfriend sisters transexual lover cuzins hookups  | |
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01-08-2009, 05:12 AM
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#123 | | My homepage has been set to RS
Join Date: Oct 2005 Location: Vancouver
Posts: 2,146
Thanked 276 Times in 108 Posts
Failed 28 Times in 12 Posts
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Originally Posted by jing I feel like I'm on welfare making $600 a month compared to some of you ballas. |
lol your not alone XD... i only make like 750 a month XD...
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