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ICBC: School Me! ICBC: School Me!
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Old 01-05-2009, 07:41 PM   #1
rsx
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ICBC: School Me!
Hey Guys,

What are the variables ICBC uses to attain an insurance rate for a car?

<< Type of Plan (eg: pleasure) + % off + Car Type = Rate? >>

I'm specifically curious about car type, do they base it on trim/model/style/etc?

Thank you!
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Old 01-05-2009, 08:09 PM   #2
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Originally Posted by rsx View Post
Hey Guys,

What are the variables ICBC uses to attain an insurance rate for a car?

<< Type of Plan (eg: pleasure) + % off + Car Type = Rate? >>

I'm specifically curious about car type, do they base it on trim/model/style/etc?

Thank you!
Depends on what sort of coverage you're buying. If it's for 3rd party liability, the variables are driving experience, type of use and address.

http://icbc.com/insurance/insura_getsta.asp

Car type is NOT a variable for 3rd party.

For optional coverages:

http://icbc.com/insurance/insura_prmset_vehicl.asp

Car type IS a variable for most optional coverages.
Last edited by Blinky; 01-05-2009 at 08:09 PM.
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Old 01-05-2009, 08:31 PM   #3
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