| Vancouver Auto Chat 2016 VAC Community Head Moderator: Raid3n |
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02-27-2009, 09:12 AM
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#26 | | Banned (ABWS)
Join Date: Aug 2008 Location: North Vancouver
Posts: 669
Thanked 1 Time in 1 Post
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Retarded idea!
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02-27-2009, 09:59 AM
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#27 | | I subscribe to Revscene
Join Date: Nov 2006 Location: Space
Posts: 1,990
Thanked 612 Times in 193 Posts
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i had to go over this issue with another friend as well, because i didnt know if i can get insured under my own name @ 18. turns out i can haha
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02-27-2009, 10:25 AM
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#28 | | I contribute to threads in the offtopic forum
Join Date: Aug 2006 Location: Abbotsford
Posts: 2,825
Thanked 1,538 Times in 495 Posts
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Lol
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02-27-2009, 11:06 AM
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#29 | | To me, there is the Internet and there is RS
Join Date: Jan 2002 Location: Delta
Posts: 15,911
Thanked 765 Times in 228 Posts
| Quote:
Originally Posted by LowTEC  If your friend is a hot chick, then......... |
definitely dont do it if thats the case.. since when are chicks good drivers?
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The harder I lift and the more I eat, the better my genetics seem to get.
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02-27-2009, 11:39 AM
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#30 | | Even when im right, revscene.net is still right!
Join Date: Oct 2007 Location: yvr
Posts: 1,326
Thanked 668 Times in 258 Posts
| Quote:
Originally Posted by SpuGen Depends if you can trust the person or not.
But if the person gets into an accident, it's their fault according to ICBC. So they take the full insurance hit, not you. | The "hit" will follow the car and not the person, but if he/she sells the car the and does not buy a new one, it will go to the Principle Operator (in this case the original poster).
In short, don't do it!
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02-27-2009, 01:07 PM
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#31 | | RS Peace Officer
Join Date: Feb 2007 Location: Vancouver Islan
Posts: 3,867
Thanked 1,636 Times in 683 Posts
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It;'s called "fraud". You can be charged in criminal and civil court and you will be held responsible for anything your friend does. I wouldn't do it for my own kid and I would not do it for a "friend". Run from this guy and have nothing whatsoever to do with him. He wants you to willingly break that law to benifit HIM! Nor a smart move.
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02-27-2009, 01:10 PM
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#32 | | 14 dolla balla aint got nothing on me!
Join Date: Dec 2008 Location: Vancouver
Posts: 655
Thanked 469 Times in 109 Posts
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02-27-2009, 01:57 PM
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#33 | | Banned (BBM)
Join Date: Feb 2008 Location: van
Posts: 1,067
Thanked 6 Times in 6 Posts
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dude u might as well hook us all up
rs insurance group buy sponsored by armind anyone?  | |
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02-27-2009, 02:20 PM
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#34 | | I Will not Admit my Addiction to RS
Join Date: Mar 2004 Location: Richmond
Posts: 558
Thanked 0 Times in 0 Posts
| Quote:
Originally Posted by Speed2K The "hit" will follow the car and not the person, but if he/she sells the car the and does not buy a new one, it will go to the Principle Operator (in this case the original poster).
In short, don't do it! | I've always been under the impression that it follows the driver, not the car.
For instance, if I am a bad driver, and I crash my dad's car, it goes under my record. Now when I try to insure a car, I have to pay the increased premium because of the accident. My father is unaffected in terms of his insurance on his car. It is only when i try to insure any other car (including the car i had gotten into the accident with) under my name, does the premium come into affect.
My freinds from Calgary where it is privatized insurance say that the insurance does follow the car as well asthe person. However, I believe with the system we have in BC, it follows the driver.
Correct me if I am wrong, I always hear different things from people and could totally be talking out of my ass.
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02-27-2009, 09:59 PM
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#35 | | I'm invisible
Join Date: Jun 2002 Location: 604 Vancouver
Posts: 4,458
Thanked 178 Times in 101 Posts
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It follows that particular car, the one in the accident. However, if the car will be canceled then, it can follow the driver or the owner of the vehicle. It is called an "floating claim", which means its not attached to anybody yet, and whoever purchase the insurance first will deem the increase in premium.
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REVscene.net
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02-28-2009, 09:11 AM
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#36 | | I *heart* Revscene.net very Muchie
Join Date: May 2001 Location: Vancouver
Posts: 3,920
Thanked 304 Times in 155 Posts
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1. Misrepresentation - making a wilfully false statement in a declaration about the principal driver. If there is an accident it is likely that ICBC will discover this. Why bother buying insurance at all. You (and him/her) won't have any.
2. Claim Rated Scale - your premiums can be affected by an accident. However, this is a lesser issue; so
3. Third Party Liability - you can both be held liable:
a. If ICBC does find out that you’re not the principal driver – again, you will have no coverage. Not just for repairs to your vehicle. You will be personally liable to the innocent victim. This means not only the damage to their vehicle, but if they are injured, also for their lost income, medical costs, rehabilitation, legal expenses, etc. Don’t want to pay? It doesn’t matter – they can have your wages garnished for ever and all time until you’ve paid back every penny.
b. If you manage to convince ICBC that you are the principal driver – expensive catastrophic accidents do happen. If your friend screws up badly enough to cause a large loss, guess what? They’re coming after both of you for costs that are above your third party liability limit.
Are you still wondering if it is worth the risk?
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02-28-2009, 10:58 AM
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#37 | | I *heart* Revscene.net very Muchie
Join Date: Dec 2007 Location: Shanghai
Posts: 3,561
Thanked 888 Times in 350 Posts
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i'll give u $20. can i borrow ur drivers license for a week | |
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03-01-2009, 04:12 AM
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#38 | | I contribute to threads in the offtopic forum
Join Date: Dec 2003 Location: Vancouver
Posts: 2,629
Thanked 273 Times in 90 Posts
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Originally Posted by Philly74 A good friend once told me this. " Never put friendship to a test cause it always disappoint you" | No offense, but what kind of friends do you have? Same with the bs some people say about how you can't mix friends and business. A truly solid friendship does NOT get ruined by stuff like money. Imho if your friends are going to disappoint you, that's a big red warning light that your friends suck and it's time to make some new ones.
Back on topic: just like everyone else, bad idea.
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03-01-2009, 10:15 AM
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#39 | | RS.net, helping ugly ppl have sex since 2001
Join Date: Mar 2004 Location: Richmond
Posts: 8,645
Thanked 1,357 Times in 508 Posts
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^ do you have a bunch of underlings that will die for you?
I wouldn't risk my shit for my friends. Be that shit credit/criminal record/anything of any importance. Geez friends *= wives.
Who the fuck would?
__________________ ⇐ If I bothered replying, that's the face I made while I typed.
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03-02-2009, 04:22 PM
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#40 | | I contribute to threads in the offtopic forum
Join Date: Apr 2007 Location: AB
Posts: 2,777
Thanked 234 Times in 96 Posts
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is ur friend a heat bag
i think its a great idea
do it
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