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Old 04-21-2009, 04:50 AM   #1
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Experience with Tricor warranty?

Has anyone bought aftermarket warranty from Tricor for your vehicles? How is the service and are there any catch or gimmicks? I'm talking about their top of the line package for used cars. In their handbook it seemed to cover everything, but I'm wondering if anyone has had experience where they try to not cover something. Thanks.
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Old 04-21-2009, 05:56 PM   #2
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edited.

Last edited by Rich Sandor; 04-22-2009 at 04:03 PM.
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Old 04-21-2009, 06:03 PM   #3
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Thanks Rich for the helpful response.

I was wondering what are examples of the maintenance required? Must I pay for my oil changes every 6000km or something?
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Old 04-22-2009, 07:08 AM   #4
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Rich, if I was to buy a used car privately and want to purchase the aftermarket warranty. Where can I go buy it? Directly with them or must through a dealership? I know it caries car to car, but do you have any idea how much it would cost for the highest level protection package generally speaking. Thanks.
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Old 04-22-2009, 08:58 AM   #5
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Quote:
Originally Posted by Ornithology View Post
Thanks Rich for the helpful response.

I was wondering what are examples of the maintenance required? Must I pay for my oil changes every 6000km or something?
It varies per warranty provider. You can find the required maintanance that must be done by the purchaser in the contract agreement that you signed.
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Old 04-22-2009, 04:09 PM   #6
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Ok, I talked to some of my business manager friends and got a better idea of of Tricor and the other aftermarket warranties.

Most of the dealerships that sell Tricor are partial owners of Tricor, so when there is a warranty claim, they will not pay it out if it is even remotely the driver's fault. Tricor will have more stringent service requirements that you must fullfill in order to keep warranty coverage. Apparently Tricor is not the biggest aftermarket warranty, and only a handful of dealers in the lower mainland sell Tricor warranties.

Now, you MUST buy the vehicle from a dealer in order to get the aftermarket warranty. The only time you can buy a vehicle privately and then get extra warranty, is if it's a manufacturer's extended warranty for the same brand of vehicle.

Last edited by Rich Sandor; 04-24-2009 at 11:53 AM.
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Old 04-22-2009, 04:12 PM   #7
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Additionally, there are some aftermarket warranties that are better than others. I'm not going to promote or trash talk any of them in public, so PM if you really want to know which one to get.
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Old 04-22-2009, 05:22 PM   #8
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You rock man thanks!
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Old 04-24-2009, 06:02 AM   #9
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Personally I would never buy an extended warranty on a vehicle (we deal with several warranty companies at work).

Warranties are like insurance. The warranty company may charge you $1,500 for your car, but they know that the average repair costs for your car would be much less. Otherwise how could they make money? They're not out to fix cars for free.

There are occasions where the repair costs will exceed the extended warranty cost, but these are rare. I've seen examples where they charge xxx money for a warranty and I'm thinking "these cars always have problems - they're going to lose money for sure". But the average consumer would never know this unless they're a mechanic who is very familiar with the vehicle. The warranty company will quickly learn which vehicles are like this and adjust their warranty pricing accordingly.

Your best bet is take the money you'd spend on the warranty and put it away in savings and dip into it when you need repairs.

What I see that's very common is people buying an expensive vehicle (BMW, Mercedes, Land Rover) and then getting the extended warranty because they really can't afford to fix the vehicle or are scared of ridiculous repair costs. This logic never works. Even though you might have the warranty, these vehicles still require expensive maintenance.



We have a customer in our shop right now that needs suspension work. They performed their maintenance as per the manufacturer recommendations. This vehicle uses synthetic oil and oil changes are usually every 10K. However, the warranty company wants you to service your vehicle every 6K. As I write this they were talking about NOT covering the repair because the recommended service wasn't followed.

What's even worse is the repair is on the suspension. There is absolutely nothing related between the suspension and oil changes, so for them to be considering denying warranty because of not doing the oil changes at 6K is beyond ridiculous. I could see if the engine had sludge and needed internal mechanical repairs, but why deny repairs to a unrelated component? This is from one of the major warranty companies.


Awhile back we had another customer with a warranty repair. Vehicle needed a fuel pump and it's only sold from the dealer as a module for $1,000. The warranty company wanted to install a used fuel pump from a wrecker. The owner asked us our "opinion" and we said it's a bad idea as the new pump was "an updated version" and the old pump likely was the original design and would probably fail again.

She contacted the warranty company and bitched at them. The warranty company accused us of "badmouthing" them and "blacklisted" us so we were no longer an authorized facility to do repairs on their behalf. She had to take her vehicle to another shop for repairs, and they screwed things up since they weren't faimiliar with high-end vehicles. Needless to say the warranty company never paid for the screw-up.

Since then we're back on the authorized list for this warranty companyr. But only because we complained and threatened action for them "blacklisting" us for no reason whatsoever. We only did this because we had several customers with this warranty company and they didn't want to use another shop for repairs.


Bottom line: Save your money, IMO.
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Old 04-24-2009, 06:08 AM   #10
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Quote:
Originally Posted by ericthehalfbee View Post
Personally I would never buy an extended warranty on a vehicle (we deal with several warranty companies at work).

Warranties are like insurance. The warranty company may charge you $1,500 for your car, but they know that the average repair costs for your car would be much less. Otherwise how could they make money? They're not out to fix cars for free.

There are occasions where the repair costs will exceed the extended warranty cost, but these are rare. I've seen examples where they charge xxx money for a warranty and I'm thinking "these cars always have problems - they're going to lose money for sure". But the average consumer would never know this unless they're a mechanic who is very familiar with the vehicle. The warranty company will quickly learn which vehicles are like this and adjust their warranty pricing accordingly.

Your best bet is take the money you'd spend on the warranty and put it away in savings and dip into it when you need repairs.

What I see that's very common is people buying an expensive vehicle (BMW, Mercedes, Land Rover) and then getting the extended warranty because they really can't afford to fix the vehicle or are scared of ridiculous repair costs. This logic never works. Even though you might have the warranty, these vehicles still require expensive maintenance.



We have a customer in our shop right now that needs suspension work. They performed their maintenance as per the manufacturer recommendations. This vehicle uses synthetic oil and oil changes are usually every 10K. However, the warranty company wants you to service your vehicle every 6K. As I write this they were talking about NOT covering the repair because the recommended service wasn't followed.

What's even worse is the repair is on the suspension. There is absolutely nothing related between the suspension and oil changes, so for them to be considering denying warranty because of not doing the oil changes at 6K is beyond ridiculous. I could see if the engine had sludge and needed internal mechanical repairs, but why deny repairs to a unrelated component? This is from one of the major warranty companies.


Awhile back we had another customer with a warranty repair. Vehicle needed a fuel pump and it's only sold from the dealer as a module for $1,000. The warranty company wanted to install a used fuel pump from a wrecker. The owner asked us our "opinion" and we said it's a bad idea as the new pump was "an updated version" and the old pump likely was the original design and would probably fail again.

She contacted the warranty company and bitched at them. The warranty company accused us of "badmouthing" them and "blacklisted" us so we were no longer an authorized facility to do repairs on their behalf. She had to take her vehicle to another shop for repairs, and they screwed things up since they weren't faimiliar with high-end vehicles. Needless to say the warranty company never paid for the screw-up.

Since then we're back on the authorized list for this warranty companyr. But only because we complained and threatened action for them "blacklisting" us for no reason whatsoever. We only did this because we had several customers with this warranty company and they didn't want to use another shop for repairs.


Bottom line: Save your money, IMO.
Thanks for the thorough write-up. I'm sure it will help others as well.
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Old 07-13-2019, 12:36 PM   #11
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I'm in Markham, Ontario, Canada and they are terrible. We have only tried to use them a few times and it's absolutely horrible.
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Old 07-13-2019, 02:01 PM   #12
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I'm in Markham, Ontario, Canada and they are terrible. We have only tried to use them a few times and it's absolutely horrible.
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