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Your post is not exactly clear so..I'm assuming that you have a BC DL and BC reg/insurance on your vehicle as you have been living here for 6 months? If so, then ICBC handles the insurance claims. Medical coverage is up to you..if you don't have MSP coverage then you are responsible for any costs that are not covered by ICBC. If you stioll have your Alberta DL/Reg then you will have no insurance coverage at all, let alone medical, as you are required to change to BC when you are "ordnarily resident" in BC.