Debit Card Scam Aware..
 

hey guys, this morning when i went to work my employer told me money has been taken out of his debit account (around 3G) and he didn't know until he checks his account. Of course i felt sorry for him knowing these happen once in a while. Later on the day, a patient came in and told me money was also withdrawn from his debit account (around 3G as well). They both uses Royal Bank.


anyone know what's going on?

Probably one of those emails saying you need to log in to confirm some "security info"

and leads you to a fake log-in page.

I've gotten some claiming to be from "RBC" and "BMO" and the sad thing is the URL is totally off and not even close to the official sites.

I dont even have a BMO account

the other guy maybe.. but my employer is a doctor, he should be smart enough to know is a scam.

Debit and Credit Card scams are made possible by an added Chip type technology that they put into Point of Sale Machines.

These are mainly targeted at McDonalds, some smaller businesses and Gas Stations.

Whenever a card gets swiped through these machines that have been tampered with, all of the information is kept and blue toothed out.

So with debit cards, all your account information is sent out including your PIN, and with Credit Cards, all the account information, card number and PIN if applicable is sent out.

Then people who are counterfeiting them will make new cards from the account information attained and will use somebody else's name (one of their own) to buy stuff, and if they get ID'd, the name will show up as themselves.

The banks and Credit Card companies pay for all the losses, so just check your bank statements and credit card statements thoroughly every now and then, and report any unauthorized transactions within 30 days (varies depending on the bank/Credit card company you're with).

3G's? what were they pulling out like $20 per day?

typically anyone with a card that is pulling out the limit for more than a day or 2 will have their account suspended automatically

The money was taken out at different times and it totals up to $3000

most if not all of these also involve an employee as well

Doctor's may be book smart but that doesn't mean they have street smarts. Either way that sucks and hopefully he can get his money back.

Its simple, tell them to contact RBC. RBC will cover the loss. Then they should also sign up for internet banking so they can monitor their account from home.

Scary ... I do online banking with RBC but you never know when it'll happen to you

just watched this case on real hustle last night


pretty freaking crafty

not always.

fuck my parents suck at computer shit, i should let them know.

the other day my dad called me and asked my what the website was for microsoft word :facepalm: lolol

Royal Bank is usually pretty proactive with this. I got a call before from RBC Security asking me to go into a branch and get a replacement debit card as I used it the day before at a business where they suspected debit skimming was going on. They couldn't tell me what business it was for legal reasons, but I only used debit at one place the day before, McDonalds at the mall at Tinseltown.

Went into a RBC, they confirmed the call from RBC security and issued me a new debit card.

this shit has happened to me twice. Once last last xmas and the other was last xmas. Situation was slightly different though...they copied my debit card and probably had a camera somewhere for my pin. Both times at Park royal. We'll see how it goes this xmas:p
PS. I'm with RBC too

I ripped one off at work. Probably worth some money too.

put a daily and weekly max on your debit card so if you do get scammed they cant take as much. As well I only have money I can blow on my debit when I can use internet banking from my cell if I need more cash.

May be book smart but street smarts is a different story.

Edit: nvm someone already beat me to this comment.

Just checked my RBC account, I thought someone stole my money too when I was down 500 from 2 weeks ago, apparently i'm just broke...

They did call me last week to say that my card was used at a location that was risky
it's either
-superstore
-Banana republic metrotown
-La casa gelato
-Memory express

weird :/

I work at RBC and ther have been numerous clients who come in claiming their cards have been compromised, they all receive calls from royal direct notifying them that their card MAY have been compromised, the daily access limits get blocked, until you come into the branch, get a new temp card and change your pin. Everyone be sure to check your OLB regularly if you use it, if not I highly recommend enrolling, this isn't just happening at RBC its happening at every financial institution across lowermainland, everyone should be extra cautious. A good idea is to record all your transactions(dates,time, $amount)that you may make with your debit/credi cards, that way if you do get compromised its very easy to find out when and where
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two people that i know was scammed around the same time and around the same amount.. and both accounts are RBC so i'm just wonder if there are other victims out there .. T_T. I was soo scared i quickly went home and checked TD online banking and i felt a total relief knowing everything is still there.

I have a debit with RBC and I tried signing up for OLB but it asks for a number that's in my cheque book but I don't have a cheque book? I use savings.

what is there to be "scared" about exactly?

you get reimbursed... just get a new card.

speaking of scams, i always get an Irish bank account confirmation LOL

All employees should be trained to keep their eyes on their debit machines so these douche scammers won't be bugging 'em..but not making obvious as if you were trying to see the PIN the customer's typing in.