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03-27-2012, 08:55 AM
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#26 | | I don't like cheese but I love milk!
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From the articles: Quote: |
The baby girl weighed less than a kilogram when she was born by emergency C-section at BC Children's and Women's Hospital and spent 90 days in neonatal intensive care with breathing and lung problems, at a cost of $8,120 per day.
| intensive care unit is extremely expensive, but mainly because of overhead and equipment costs
It doesn't cost the hospital anything near that amount of money to have an additional patient staying in the ICU...
The couples sound nice enough to pay out whatever they could atm, and work out some monthly payment (however small) with the hospital...
it would suck for a family to be destroyed financially because of an accident like that...
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03-27-2012, 09:07 AM
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#27 | | THE CHAMPION OF CAPUA
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Originally Posted by Teh Doucher  what makes me go  the most is when i hear of people buying earthquake insurance for their home... i found out a couple of years ago that my parents had purchased it and i flipped out on them. lol. | I read that 60% of bc residnts have earthquake insurance. Please elaborate.
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03-27-2012, 09:21 AM
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#28 | | Rs has made me the man i am today!
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My wife is 27 weeks pregnant right now and I wouldn't even consider traveling outside of Canada until after the baby is born. No point in taking that kind of risk.
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03-27-2012, 01:17 PM
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#29 | | Fathered more RS members than anybody else. Who's your daddy?
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^congratulations, btw.
First time?
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03-27-2012, 04:37 PM
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#30 | | 2013, 2016, 2017 & 2018 NHL Fantasy RS1 Champion
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Teh Doucher, explain!
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03-27-2012, 04:54 PM
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#31 | | My dinner reheated before my turbo spooled
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for some reason i googled this after reading that article. HowStuffWorks "If a child is born on an airplane, what's his citizenship?"
lol
learn something new everyday.. didn't know it was actually that complicated.
__________________ Quote:
If we are not able to ask skeptical questions, to interrogate those who tell us that something is true; to be skeptical of those in authority, then we're up for grabs..
-Carl Sagan
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03-27-2012, 05:45 PM
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#32 | | Willing to sell body for a few minutes on RS
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Originally Posted by moonlightmaskman I read that 60% of bc residnts have earthquake insurance. Please elaborate. | That number is really surprising to me.
I don't have it, if an earthquake crumbles my home to the ground I think we'll all have way bigger problems as a Province and Country. If somehow my home was destroyed it would mean that most if homes between Langley and Vancouver would be toast as well in which case we're all fucked. If my home takes slight damage I'll either fix it myself or if it's something I can't do the company I work for will fix it on the cheap. I could never ever see myself buying earthquake insurance but I can understand why some people might want peace of mind.
Now life insurance, well that's something else.
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The world ain't all sunshine and rainbows. It's a very mean and nasty place... and I donīt care how tough you are, it will beat you to your knees and keep you there permanently, if you let it. You, me or nobody, is gonna hit as hard as life. But ain't about how hard you hit... It's about how hard you can get hit, and keep moving forward... how much you can take, and keep moving forward. Thatīs how winning is done. Now, if you know what you worth, go out and get what you worth. - Rocky Balboa | |
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03-27-2012, 05:57 PM
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#33 | | I contribute to threads in the offtopic forum
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Originally Posted by HonestTea Elaborate? lol I have earthquake insurance  | an earthquake strong enough to destroy your home will probably destroy hundreds of homes (hopefully all of richmond). If one company has written insurance policies on a large number of homes in a particular area, then a devastating earthquake will quickly drain all the company's resources. Especially given the construction costs in lower mainland.
If its a minor quake the damage might not even be worth paying the deductilbe.
overall better off to save your money and cover earthquake costs out of pocket if it ever happens.
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03-27-2012, 06:05 PM
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#34 | | I *heart* Revscene.net very Muchie
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I'm really curious about what's happening here. Obviously, something is not right. If the insured was specifically advised that they would be covered for birth then this is an estoppel situation. Quote:
Originally Posted by RiceIntegraRS Me 2, those insurance places try to do everything humanly possible not to cover anything. | Quote:
Originally Posted by Ch28 Insurance companies are the scum of the earth | Quote:
Originally Posted by Hehe IMHO, most insurance are scams. | I've worked for multiple insurance companies over a number of years. In Canada many insurers operate at an underwriting loss (at least where I've worked). Any profit is generated by premium investments. And this is not a result of exorbitant overhead. It tends to be a stressful place to work, partly because of how tightly they run their operations.
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03-28-2012, 06:47 PM
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#35 | | Marcosexual Fan Club, CEO
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The title of that article should be renamed: "Aussie baby costs BC taxpayers $1,000,000"
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03-28-2012, 07:03 PM
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#36 | | Marcosexual Fan Club, CEO
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Originally Posted by Ferra From the articles:
The couples sound nice enough to pay out whatever they could atm, and work out some monthly payment (however small) with the hospital...
it would suck for a family to be destroyed financially because of an accident like that... | No it wouldn't. God forbid people be held accountable for their own lack of planning or stupidity.
There are no good solutions in a situation like this, but pain has to be felt both ways. Being "destroyed financially" is a good start.
People can't have it both ways - complain about high taxes yet feel entitled to live in a society that takes care of the poor.
I think our government needs to be better prepared for situations like this.
Mainland mommies can fly to Canada, give birth, get citizenship for the child, claim they can't pay the hospital bill, and fly right back to China. What's stopping them? It happens in the U.S. all the time with illegal aliens from Mexico.
One solution would be for the government to purchase private sector insurance for uninsured foreigners needing emergency medical treatment. Anyone finding themselves in a situation to need this emergency insurance would be charged a proportional cost of the insurance so the program breaks even. The cost to the patient would be a whole lot less than $1M, but much more than if they had private insurance in the first place.
Second solution: Any foriegner not able to pay their hospital bill does not get citizenship for their child until debts are paid.
Problem solved.
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Last edited by Marco911; 03-28-2012 at 07:09 PM.
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04-02-2012, 07:48 PM
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#37 | | Even when im right, revscene.net is still right!
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Originally Posted by vitaminG an earthquake strong enough to destroy your home will probably destroy hundreds of homes (hopefully all of richmond). If one company has written insurance policies on a large number of homes in a particular area, then a devastating earthquake will quickly drain all the company's resources. Especially given the construction costs in lower mainland.
If its a minor quake the damage might not even be worth paying the deductilbe.
overall better off to save your money and cover earthquake costs out of pocket if it ever happens. | First off, Insurance in Canada is different from the rest of the world. They have enough funds to back up what they insurance, no to mention an Earthquake will only destroy PART of a country. If an EQ hit Vancouver, SK and East would only feel a tremmor and their premiums will then be used to reimburse everyone else. Over all if u wanna cover ur own house in the event of an EQ go ahead, if u Have $100+K cash or bank loan(thats if they will in an emeregency). Bylaws might force you to tear down ur house due to damages sustained even if it does not look like it needs to be. Something to think about. ( this is not calculating additional cost ie. rent for the time being)
I personally have EQ insurance, cuz i know i wont have $200+k just to rebuild my house.
Moving On:
Im an insurance agent, and all im gonna say is that the agent the delt with fked up.
Insurance companies aren't all evil, please read ur damn policy booklet that is given to you every time, if u have a question please ask BEFORE u leave the country.
If everything happend as they said, and the agent over the phone confirmed they have coverage then later said they dont. The couple has every right to sue the brokerage/agent to get their reinbursment. Brokerages buy insurance for this called E&O.
Sry prob tons of spelling mistakes, but hopefully u get the picture.
(btw, make sure when u buy travel insurance, u tell them every thing ie. if ur gonna be drinking while u are away. Some companies dont cover any blood alcohol)
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