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Go Back   REVscene Automotive Forum > Automotive Chat > Police Forum

Police Forum Police Head Mod: Skidmark
Questions & info about the Motor Vehicle Act. Mature discussion only.

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Old 10-27-2012, 12:02 AM   #1
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single vehicle accident claim and tread depth

lets say you are in a single vehicle accident. and your rear tires are below the 2/32" tread marker. but tires weren't a factor in the crash, and you have collision and comprehensive, would you still be covered?
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Old 10-27-2012, 12:09 AM   #2
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Do everyone (and yourself) a flavour and just replace your rear tires.

Thank you.


/thread
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Old 10-27-2012, 12:18 AM   #3
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Like what? Broken glass or rodent eating your wires?

I think so... But any moving accidents you are going to have a hard time saying that your tires had nothing to do with it.
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Old 10-27-2012, 12:21 AM   #4
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Originally Posted by Sky_High View Post
Do everyone (and yourself) a flavour and just replace your rear tires.

Thank you.


/thread
and what if cops took pictures of the car, wouldnt changing the tires be tampering with the vehicle somehow?

also im not asking if tires would be covered for insurance, im asking if my car in its entirety could be denied claim due to the tires
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Old 10-27-2012, 03:02 AM   #5
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Quote:
Originally Posted by KyleMR2 View Post
lets say you are in a single vehicle accident. and your rear tires are below the 2/32" tread marker. but tires weren't a factor in the crash, and you have collision and comprehensive, would you still be covered?
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Originally Posted by KyleMR2 View Post
and what if cops took pictures of the car, wouldnt changing the tires be tampering with the vehicle somehow?

also im not asking if tires would be covered for insurance, im asking if my car in its entirety could be denied claim due to the tires
So that means you WERE IN a vehicle accident already.
In that case, could you please explain what happened then? And why the tires weren't a factor in the crash?
What was the factor then? The rain? Alcohol? Distracted driving?


And P.S...why is this in the police forum? These two forums could have been more appropriate:
Vancouver Auto Chat - Vancouver's Top Classifieds and Automotive Forum - REVscene.net
Vancouver Off-Topic / Current Events - Vancouver's Top Classifieds and Automotive Forum - REVscene.net
Oh wait....you are afraid you would get failed for making such a post
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Old 10-27-2012, 09:55 AM   #6
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Do everyone (and yourself) a flavour and just replace your rear tires.

Thank you.


/thread
The sense of seriousness of this post was gone once I spotted that

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Old 10-27-2012, 06:59 PM   #7
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i figured this would be the most relevent to insurance rather than just automotive.

driving without consideration was a ticket i got. so that would be a factor in the crash. no rain or alcohol.
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Old 10-29-2012, 12:06 PM   #8
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That doesn't tell us anything other than your tires were so bad that you couldn't avoid an accident when you were sober and there was no rain. How do you figure that the tires didn't play a factor? You want help/answers, then tell us all the details before we can help/answer.
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Old 10-29-2012, 01:34 PM   #9
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Quote:
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i figured this would be the most relevent to insurance rather than just automotive.

driving without consideration was a ticket i got. so that would be a factor in the crash. no rain or alcohol.
Driving without due care and attention means that you were not doing the proper things you should have been doing in order to avoid the accident. So if you were aware that your tires were worn, or old, or didn't do well in the rain/snow/slush/whatever, and weren't driving RIDICULOUSLY CAREFULLY, then you were driving without due care and attention.

So yes, the tires are a factor.
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Old 10-29-2012, 06:30 PM   #10
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How bad is the damage?

I'm going to make some assumptions here.

You are considering getting ICBC to fix your car, which would lead me to believe your damage is substantial. For substantial damage caused by yourself, you must have been going pretty fast, regardless of tires. I can't think of any other situation where you can cause big damage to your car, unless you hit something hard, which means you were going fast.

I'm going to guess you were speeding by yourself with bald tires, slipped, and crashed, and now are afraid of getting shafted with a huge bill, rather than get your car fixed for $300.

Like everyone said, give us the full rundown of what happened so we can help you/make fun of you, but as it is now, yes your tires probably will be taken into consideration. Especially since ICBC will do anything it can to deny your claim.
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Old 10-29-2012, 07:10 PM   #11
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That doesn't tell us anything other than your tires were so bad that you couldn't avoid an accident when you were sober and there was no rain. How do you figure that the tires didn't play a factor?
Bald tires aren't an issue on dry roads - look at racing slicks, more rubber contact = more traction.
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Old 10-29-2012, 07:13 PM   #12
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Bald tires aren't an issue on dry roads - look at racing slicks, more rubber contact = more traction.
Assuming dry roads. Also, unless I'm remembering wrong, part of the grip of tires comes from the flexibility of the tread itself--less tread, less flex, which will essentially turn your tires into the vehicular equivalent of bowling ball shoes.

And if ICBC is investigating, I'm pretty damned sure they'll look for reasons to not cover you. And not having your car in what would be considered driveable condition (worn out tires would get you taken off the road by a cop who noticed), I'm pretty sure voids your insurance if it can be traced to that.
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Old 10-29-2012, 07:24 PM   #13
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What's all the commotion for? Single vehicle accident is always out of ur own pocket unless u hit a animal.. Either way u stuck with a bill... It's gonna be 300 deductible plus surcharge on ur insurance for the next few years or u just pay ur damages urself and don't go over Icbc... Don't see how u could possibly get anything free fixed out of your situation lol
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Old 10-29-2012, 07:25 PM   #14
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Assuming dry roads.
OP stated dry roads. Unless you're saying OP is lying now?
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Old 10-29-2012, 07:26 PM   #15
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OP stated dry roads. Unless you're saying OP is lying now?
Maybe I'm splitting hairs, but he said "no rain or alcohol". Roads stay wet after rain. But hey, I could just be being my usual anal-retentive ass.
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Old 10-29-2012, 07:27 PM   #16
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What's all the commotion for? Single vehicle accident is always out of ur own pocket unless u hit a animal.. Either way u stuck with a bill... It's gonna be 300 deductible plus surcharge on ur insurance for the next few years or u just pay ur damages urself and don't go over Icbc... Don't see how u could possibly get anything free fixed out of your situation lol
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I think OP is worried ICBC will void his claim and not cover him at all, making him pay for all the repairs.
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Old 10-30-2012, 11:12 AM   #17
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Quote:
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OP stated dry roads. Unless you're saying OP is lying now?
He just said there was no rain, didn't say the roads were dry.
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Old 10-30-2012, 01:06 PM   #18
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Tires are always a factor..

Unless the car was flying!!
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Old 01-31-2013, 04:12 PM   #19
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Good to know, guess its time for new tires for me.




Quote:
Originally Posted by Graeme S View Post
Driving without due care and attention means that you were not doing the proper things you should have been doing in order to avoid the accident. So if you were aware that your tires were worn, or old, or didn't do well in the rain/snow/slush/whatever, and weren't driving RIDICULOUSLY CAREFULLY, then you were driving without due care and attention.

So yes, the tires are a factor.
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