REVscene - Vancouver Automotive Forum


Welcome to the REVscene Automotive Forum forums.

Registration is Free!You are currently viewing our boards as a guest which gives you limited access to view most discussions and access our other features. By joining our free community you will have access to post topics, communicate privately with other members (PM), respond to polls, upload content and access many other special features. Registration is fast, simple and absolutely free so please, join our community today! The banners on the left side and below do not show for registered users!

If you have any problems with the registration process or your account login, please contact contact us.


Go Back   REVscene Automotive Forum > Automotive Chat > Vancouver Off-Topic / Current Events

Vancouver Off-Topic / Current Events The off-topic forum for Vancouver, funnies, non-auto centered discussions, WORK SAFE. While the rules are more relaxed here, there are still rules. Please refer to sticky thread in this forum.

Reply
 
Thread Tools
Old 10-29-2012, 10:54 PM   #1
Doesn't know that condom-depot.com has free shipping
 
doritos's Avatar
 
Join Date: Mar 2012
Location: port coquitlam
Posts: 323
Thanked 88 Times in 37 Posts
how to stop harassing calls from collections agency?

basically NCO financial is calling me everyday for the past few months begging for me to pay the stupid skytrain ticket that never existed to me because I never took skytrains back in the day. The calls have been getting worse, these fuckers are calling my house at 7am in the morning. Is there anyone I can report to or is there a way I can get them to stop?

I've tried blocking anonymous private calls with my Shaw phone. The problem is, the Shaw phone blocking feature resets everyday so that does not work for me. Thanks!
Advertisement
doritos is offline   Reply With Quote
Old 10-29-2012, 11:03 PM   #2
Rs has made me the woman i am today!
 
Qmx323's Avatar
 
Join Date: Dec 2008
Location: Richmond
Posts: 4,432
Thanked 2,152 Times in 695 Posts
mail them a signed letter stating that further communications must be done through physical mail.

here is more info.

Debt Collection Complaints
Qmx323 is offline   Reply With Quote
This post thanked by:
Old 10-29-2012, 11:04 PM   #3
I don't get it
 
Join Date: Mar 2010
Location: vancouver
Posts: 439
Thanked 46 Times in 32 Posts
pay it!
__________________
2012 dodge ram 3500 laramie longhorn duelly long box (current)
2008 smart car passion (current)
1991 nissan 300zx twin turbo (sold)
2007 civic si coupe turbo with 535whp on the mustang dyno (sold)
2010 Dodge ram 1500 quad cab slt (sold)
2003 j's racing s2000 comptech supercharged (parted)
2008 civic si coupe (traded)
2006 toyota 4runner limited (traded)
92 civic eg hatch turbo d16 11.7 quarter (parted)
90 eagle talon (rip)
89 toyota celica gts (sold)
08civicsi_coupe is offline   Reply With Quote
Old 10-29-2012, 11:05 PM   #4
Doesn't know that condom-depot.com has free shipping
 
doritos's Avatar
 
Join Date: Mar 2012
Location: port coquitlam
Posts: 323
Thanked 88 Times in 37 Posts
Quote:
Originally Posted by Qmx323 View Post
mail them a signed letter stating that further communications must be done through physical mail.

here is more info.

Debt Collection Complaints
thanks very much, I've been needing something like this!
doritos is offline   Reply With Quote
Old 10-29-2012, 11:22 PM   #5
My homepage has been set to RS
 
jepho's Avatar
 
Join Date: Sep 2003
Location: Coquitlam
Posts: 2,407
Thanked 1,452 Times in 146 Posts
Quote:
Originally Posted by Qmx323 View Post
mail them a signed letter stating that further communications must be done through physical mail.

here is more info.

Debt Collection Complaints
Exactly this. And if they continue tell them you'll file a formal complaint for harrasment.
They'll stop
They are so persist ant cause if you pay the people who collect make money...commission style.
jepho is offline   Reply With Quote
Old 10-30-2012, 09:27 AM   #6
RS controls my life!
 
Renxo's Avatar
 
Join Date: Sep 2004
Location: Surrey
Posts: 746
Thanked 458 Times in 107 Posts
tell them its a new phone and wrong number they wont bother you again lol
__________________
2008 Black Lancer Es - Current
2004 Black G35 Coupe - sold :(
1997 Silver Integra Rs - selling
Renxo is offline   Reply With Quote
Old 10-30-2012, 09:51 AM   #7
Revscene.net has a homepage?!
 
Glove's Avatar
 
Join Date: May 2008
Location: vancouver
Posts: 1,243
Thanked 1,619 Times in 378 Posts
1) dont have a house phone (whats the point anyway?)
2) get iphone
3) download app called iblacklist
4) everytime someone calls me that I dont like, put them on the blacklist app, and they get a busy signal everytime they call.


Solved all my telemarketer problems
Glove is offline   Reply With Quote
This post thanked by:
Old 10-30-2012, 10:09 AM   #8
NOOB, Not Quite a Regular!
 
aphextwin's Avatar
 
Join Date: May 2006
Location: burnaby
Posts: 29
Thanked 11 Times in 8 Posts
Ask if they can put you on the do not call list?
Posted via RS Mobile
aphextwin is offline   Reply With Quote
This post thanked by:
Old 10-30-2012, 10:39 AM   #9
Zionism gets my shell hard and slimy
 
snails's Avatar
 
Join Date: Jun 2012
Location: in a shell
Posts: 2,598
Thanked 6,021 Times in 1,129 Posts
pick up the phone and hold a key on the keypad until they hang up!
they are usually wearing headsets, this wont be a good time for them


i did it to my bank for a week.. they were calling to tell me someone else had accessed money in my account.. oops

Last edited by snails; 10-30-2012 at 10:48 AM. Reason: spelling error! fail
snails is offline   Reply With Quote
This post FAILED by:
Old 10-30-2012, 10:45 AM   #10
RS Veteran
 
bcrdukes's Avatar
 
Join Date: Dec 2001
Location: TOS'd
Posts: 26,076
Thanked 7,901 Times in 3,130 Posts
Quote:
Originally Posted by snails View Post
acceced
Such an appropriate smiley.
__________________
Quote:
Originally Posted by trollface View Post
Two things I won't do for money. Back alley HJ's and selling parts on Facebook.
bcrdukes is online now   Reply With Quote
Old 10-30-2012, 10:48 AM   #11
Zionism gets my shell hard and slimy
 
snails's Avatar
 
Join Date: Jun 2012
Location: in a shell
Posts: 2,598
Thanked 6,021 Times in 1,129 Posts
Quote:
Originally Posted by bcrdukes View Post
Such an appropriate smiley.
sorry, was typing and not paying to much attention
snails is offline   Reply With Quote
Old 10-30-2012, 11:06 AM   #12
So I had to give him the three piece with the soda
 
GLOW's Avatar
 
Join Date: Aug 2006
Location: Vancouver
Posts: 8,267
Thanked 5,039 Times in 2,051 Posts
Quote:
Originally Posted by Renxo View Post
tell them its a new phone and wrong number they wont bother you again lol
doubt that. they'll make a few bait calls pretending to be someone else to see if it's the right person still...they have ways of tracking you down. especially if it's a home phone they'll try to ask for your relatives to ensure there's a connection to you.

written consent to stop calling is the best way. when they call you can tell them all future correspondence is to be via mail as well, but they might not follow through until they get a letter.
__________________
Feedback
http://www.revscene.net/forums/showthread.php?t=611711

Quote:
Greenstoner
1 rat shit ruins the whole congee
originalhypa
You cannot live the life of a whore and expect a monument to your chastity
Quote:
[22-12, 08:51]mellomandidnt think and went in straight..scrapped like a bitch
[17-09, 12:07]FastAnna glowjob
[17-09, 12:08]FastAnna I like dat

GLOW is offline   Reply With Quote
Old 10-30-2012, 11:12 AM   #13
Banned By Establishment
 
Join Date: Apr 2001
Location: Vancouver
Posts: 5,378
Thanked 435 Times in 189 Posts
NCO sends me a card every Christmas!
Jason00S2000 is offline   Reply With Quote
Old 10-30-2012, 11:46 AM   #14
So I had to give him the three piece with the soda
 
GLOW's Avatar
 
Join Date: Aug 2006
Location: Vancouver
Posts: 8,267
Thanked 5,039 Times in 2,051 Posts
^-
__________________
Feedback
http://www.revscene.net/forums/showthread.php?t=611711

Quote:
Greenstoner
1 rat shit ruins the whole congee
originalhypa
You cannot live the life of a whore and expect a monument to your chastity
Quote:
[22-12, 08:51]mellomandidnt think and went in straight..scrapped like a bitch
[17-09, 12:07]FastAnna glowjob
[17-09, 12:08]FastAnna I like dat

GLOW is offline   Reply With Quote
Old 10-30-2012, 12:20 PM   #15
reads most threads with his pants around his ankles, especially in the Forced Induction forum.
 
Mr.HappySilp's Avatar
 
Join Date: Mar 2004
Location: Vancouver
Posts: 10,645
Thanked 2,189 Times in 1,130 Posts
Tell them the person they are looking for move and give them some fake phone numbers (such as fire stations, non emergency police line)
Mr.HappySilp is offline   Reply With Quote
Old 10-30-2012, 12:48 PM   #16
I contribute to threads in the offtopic forum
 
Join Date: Mar 2010
Location: richmond
Posts: 2,513
Thanked 1,352 Times in 445 Posts
"Cease and desist". If they care about their collectors license, they have to stop contacting you. Also, tell them you only want written communications.

Lying and saying that the person has moved will only work for so long. They have skiptracers, and their job is to access variuos databases to find your contact information. Eventually, the calls will start again.
Posted via RS Mobile
vafanculo is offline   Reply With Quote
Old 10-30-2012, 01:45 PM   #17
reads most threads with his pants around his ankles, especially in the Forced Induction forum.
 
Mr.HappySilp's Avatar
 
Join Date: Mar 2004
Location: Vancouver
Posts: 10,645
Thanked 2,189 Times in 1,130 Posts
Not if it is a call phone number!
Or put gay porn on speaker whenever they call in.........
Mr.HappySilp is offline   Reply With Quote
Old 10-30-2012, 01:48 PM   #18
WOAH! i think Vtec just kicked in!
 
nsmb's Avatar
 
Join Date: Jun 2002
Location: richmond
Posts: 1,655
Thanked 1,830 Times in 233 Posts
http://www.revscene.net/forums/66976...llections.html
nsmb is offline   Reply With Quote
Old 10-31-2012, 09:27 AM   #19
RS controls my life!
 
Renxo's Avatar
 
Join Date: Sep 2004
Location: Surrey
Posts: 746
Thanked 458 Times in 107 Posts
it really depends on the collection agency... not all have skip trace, but written cease n desist letters are def the best way to go if it's a personal phone....

If it's a workplace you can just tell them do not call your work. That is enough.
__________________
2008 Black Lancer Es - Current
2004 Black G35 Coupe - sold :(
1997 Silver Integra Rs - selling
Renxo is offline   Reply With Quote
Old 10-31-2012, 10:29 AM   #20
Captain Happy Bubble is my Homeboy
 
Join Date: Dec 2003
Location: Vancouver
Posts: 309
Thanked 56 Times in 23 Posts
if you have an android phone, download blacklist and add their number. done
Posted via RS Mobile
ynot-llat is offline   Reply With Quote
Old 11-01-2012, 08:46 AM   #21
Zombie Mod
 
Presto's Avatar
 
Join Date: Aug 2003
Location: Langley
Posts: 9,637
Thanked 4,876 Times in 1,435 Posts
An article popped up, on CBC, on the subject on annoying collection agency calls.
Quote:
Employees of one of Canada's largest debt collection agencies, iQor Canada, have routinely and sometimes knowingly contacted people who did not owe debt, a practice for which the company has been fined several times this year, a CBC News investigation has found.

Hundreds of complaints have been filed over the past few years about iQor Canada to provincial consumer affairs agencies, the federal telecommunications regulator CRTC, and the RCMP Anti-Fraud Squad, many stemming from repeated phone calls to people who don't owe any money.

Former employees told CBC News about calling non-debtors — including relatives of debtors and unrelated people with a similar last name to a debtor.

"We would just keep calling them and calling them and calling them,” a former employee told CBC News.

The insider, who spoke on the condition of anonymity, said that in some cases the debt collection agency only had the last name of a debtor and would call everyone with the same last name in the general geographical vicinity.

“[The company] just pays us to call them and we call them and we don’t bother with if it’s honest or not," said the former iQor worker.

The former employee said he believed some people even paid for debts they never owed.

“People paid bills they had no idea where they came from just because they wanted to unblock their credit, or stop being called," said the former employee.

Company 'regrets inconvenience'
IQor Inc., the New York-based global parent company, refused to comment on specific cases due to privacy regulations.

In a written statement, the company said, "iQor takes seriously any call placed to a wrong number and regrets the inconvenience caused to any consumer as a result."

The company said it has recently developed a "statistical model" to identify likely wrong numbers.

Another former employee, Sunny Bakshi, said that while most calls made by iQor employees were to people who owed money, almost one-third were to non-debtors. He said part of the problem was caused by overzealous managers focused on debt collection quotas, plus a commission incentive system for collectors.

“It became … the whole type of militant scenario where they just wanted calls, calls, calls, money, money, money," said Bakshi, who worked as an iQor debt collector for six years. He's currently suing the company for unpaid overtime.

Bakshi noted that inaccurate information from creditors can also lead to the collection agency pursuing the wrong people.

"Sometimes some employees would continue to badger these people because they could be the third relative or they could be the neighbour," said Bakshi.

Many Canadians have erroneously received recorded phone messages from iQor Canada — which operates call centres in Montreal, Cambridge, Ont., and North York, Ont. — for more than a year.

“I don’t think they care about anything as long as they can get some money," said Bruce Cran, president of the Consumers' Association of Canada. "The only weapon they have is intimidation."

Robert Buisson of Laval, Que., said he was harassed by iQor Canada for a year and a half over a $90 Rogers bill in his father's name that had already been paid.

Calls from the collection agency continued even months after Buisson's father died.

“There's no respect at all,” said Buisson. “The law is, you're innocent until proven guilty. And in their mind, you're guilty, you know?"

The calls only stopped when Buisson complained to Quebec's provincial consumer protection agency.

Randy and Nina Walsh, a Toronto couple without any debt, were also targeted by iQor Canada and received calls several times a week for eight months.

"The calls were nothing short of harassment,” said Walsh. “After about four or five months, the calls were driving us crazy."

The couple says they repeatedly told the agency that they were mistaken, but the calls continued until the Walshes contacted the Better Business Bureau, which convinced iQor it was the wrong number.

Emanuel Carvalho of Markham, Ont., who received persistent voicemail messages from iQor for more than six months and says he's never been in arrears in his life, believes the company should not be harassing people unnecessarily.

"They better get their act straight and indeed find out who [are] the real people they should be contacting,” said Carvalho. “That is their job.”

Fined across the continent
Alberta and Quebec have slapped iQor Canada with a total of $25,710 in fines for violating provincial regulations this year.

Quebec fined iQor Canada $12,510 in February for several violations of their consumer protection regulations, such as continuously contacting a non-debtor, failing to correspond only in writing when asked to do so and failing to respond on time to an information request.

Alberta also fined the company for a total of $13,200, including for restitution, related to several cases that included collecting money from someone who didn't owe it, calling someone excessively to the point of harassment, pursuing a debt after the statute of limitations had expired and calling a person more than three times in a week.

Cran believes fines should be increased to serve as more of a deterrent for companies and that the federal government should handle debt collection regulation due to scope of the problem.

“There should be heavy, heavy fines available,” said Cran.

The American subsidiary of iQor, Allied Interstate Inc., was fined $1.75 million in the 2010 by the U.S. Federal Trade Commission for its alleged attempts to collect debts from debt-free individuals, "harassing phone calls" and the use of "abusive language.”

Following a high-volume of complaints in the United States, supervision of debt collection agencies is slated to fall under a federal agency, the Consumer Financial Protection Bureau, for the first time starting in January of 2013.
source
__________________
Romans 10:9
Presto is offline   Reply With Quote
Old 11-01-2012, 08:55 AM   #22
So I had to give him the three piece with the soda
 
GLOW's Avatar
 
Join Date: Aug 2006
Location: Vancouver
Posts: 8,267
Thanked 5,039 Times in 2,051 Posts
sounds like a scumbag company. i swear some of the people that work for collections agencies really enjoy the harassment and get off on it.
__________________
Feedback
http://www.revscene.net/forums/showthread.php?t=611711

Quote:
Greenstoner
1 rat shit ruins the whole congee
originalhypa
You cannot live the life of a whore and expect a monument to your chastity
Quote:
[22-12, 08:51]mellomandidnt think and went in straight..scrapped like a bitch
[17-09, 12:07]FastAnna glowjob
[17-09, 12:08]FastAnna I like dat

GLOW is offline   Reply With Quote
This post thanked by:
Old 11-01-2012, 09:27 AM   #23
Revscene.net has a homepage?!
 
Glove's Avatar
 
Join Date: May 2008
Location: vancouver
Posts: 1,243
Thanked 1,619 Times in 378 Posts
with any kind of smartphone these days, there are blacklist apps, this shouldnt be a problem for people anymore.

Last night an insurance agent called me and asked me if I was going to renew my motorcycle insurance for the winter, I said obviously not, she then tried to sell me storage insurance. Proceeded to hang up, one more number to the blacklist.

I have no clue how she even got my fuckin number, but I know il never have to hear from her again.
Glove is offline   Reply With Quote
Old 11-01-2012, 01:15 PM   #24
Glorious Gaming PC Master Race
 
Psykopathik's Avatar
 
Join Date: Oct 2001
Location: Coquitlam y0!
Posts: 21,238
Thanked 967 Times in 445 Posts
remember these collectors buy your debt from other companies, its in their best interest to keep hounding people. but fuck, when they are wrong, they better back the fuck off.
__________________
My 100+ Buy and Sell feedback
Psykopathik is offline   Reply With Quote
Old 11-01-2012, 04:36 PM   #25
I *heart* Revscene.net very Muchie
 
Mancini's Avatar
 
Join Date: May 2001
Location: Vancouver
Posts: 3,906
Thanked 301 Times in 152 Posts
Quote:
Originally Posted by Glove View Post
with any kind of smartphone these days, there are blacklist apps, this shouldnt be a problem for people anymore.

Last night an insurance agent called me and asked me if I was going to renew my motorcycle insurance for the winter, I said obviously not, she then tried to sell me storage insurance. Proceeded to hang up, one more number to the blacklist.

I have no clue how she even got my fuckin number, but I know il never have to hear from her again.
The key word here is "renew". You gave them you're number during the original transaction. They are legally obligated to advise you that your coverage is expiring.
Posted via RS Mobile
Mancini is offline   Reply With Quote
Reply

Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off



All times are GMT -8. The time now is 10:03 PM.


Powered by vBulletin® Version 3.8.7
Copyright ©2000 - 2020, vBulletin Solutions, Inc.
SEO by vBSEO ©2011, Crawlability, Inc.
Revscene.net cannot be held accountable for the actions of its members nor does the opinions of the members represent that of Revscene.net