What's your point?

I have a 2014, it has selectshift on the side of the gear selector...

didn't see the years just 6r80, your only complaint was not being able to row through gears and that would let you do it. Was just trying to save you 15g

Ohhh, thanks, but yeah i'm not keeping my car. I want a true manual, regardless of shifter the auto shift sooo slow.

egh.

i just renewed my insurance:

43% discount
3 million Liability
500 deductible collision
500 deductible comprehensive
roadside plus
work use, to/from work over 40kms


2011 Mustang GT
$168 per month/$1945 per year (i do not hibernate)

Wait.

Hang on a second.

Someone correct me if i'm wrong, but if two people have no accidents, no tickets in driving history, but one has 43% discount, one has 15% discount, shouldn't the difference in monthly insurance be roughly 43-15=28% difference? I can see a few % difference being 2011 vs 2014, but a 200% difference?

yeah... i'm lost on that. i posted it up hoping someone might know. is it because of the $500 comprehensive deductible? i also do not buy replacement cost coverage from icbc. i am not sure if yours included that.

yes you should buy a mustang because you dont need the sti. yes i understand your idea of needing to have awd for the weather and it helps in the snow for sure, but what fun is snow if you cant hoon around in it and not give a shit? in the snow all you actually need is ground clearance and winter tires. thats it. fuck the 3 lsd's... so my suggestion to you is buy a used 2013 mustang gt for hooning around on pavement with and buy a used 4runner or tacoma or whatever to hoon around with in the winter in snow and offroad the rest of the year...
thats actually pretty good for a mustang. i pay $10 more than you a month and have a $300 deductible. everything else is the same.

:troll:

Correct me if I am wrong, please.

It is also depend on where your car's register address locate.
For example, downtown resident pay a little more than other because of the population density of the area.

BU

I only thanked for the Subaru

that is very true. on my focus with a 35% discount, 2mil liab, 300/300 deduc i pay i think $253 a month. and i live less than 1 km from work.

i remember for the whole year i was quoted about $400 less if i lived in ladner, vs living in richmond.

you are correct.... but in this case, both dared3vil0 and i live in burnaby :confused:

^ That.

I think this "work use, to/from work over 40kms" is making ur insurance higher

On the topic of insurance, if I remember correctly, I pay $1,850 a year.

$300 deductible.
RoadStar package

I wonder how much living in Richmond adds to your insurance?

That's strange. My buddy with the same car pays almost $400 less than what I do and he's in South Van, whereas I'm in Coquitlam.

wow you guys pay a lot down there.

Because the granularity is actually quite fine, it is down to the postal code.. eg asshat who keyed over a 100 cars in Coquitlam just increase the risk rating for that few block radius.

I used to own a rental next to this chain smoking clown. I am glad his whole family moved away. 40 year old man, with wife and kids still relies on mommy to avoid paying back ICBCis disgraceful.

Crazy insurance prices. My Legacy (turbo) is $1500/year to insure with full discount. I guess not very many boy racers like it.

At the end of the day, you're buying a $40K+ car and the difference in insurance cost really doesn't make that big of a difference to your total cost.

For my last car, I was looking in the ~$10K range, and paying an extra $1000 a year for insurance (i.e. the difference between owning a MR2 and a Prelude or Integra) was a big deciding factor in my purchase.

pretty decent for a 2011 Stang

duplicate post.

In addition to existing answers, your optional coverage with ICBC continues to discount (apparently up to 20 yrs of accident free?) while your basic coverage discount of 43% tops out after X yrs of accident free driving..

FWIW, i'm paying just over $1600/yr for my 2010 STI insured to/from work.

edit: just checked, i actually paid just under $1600/yr :)

Fuck, I forgot about this incident - it's RIGHT where I live.

$186 a month with 43% discount, 300 deductible, 3 million comprehensive, for a 07 Accord (2dr)

:heckno: