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Vancouver Auto Chat 2016 VAC Community Head Moderator: Raid3n

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Old 12-15-2014, 06:53 AM   #26
RS.net, where our google ads make absolutely no sense!
 
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My interest on my unsecured line of credit is 4.0%.
If I secure it on my house, it's 3.5%.

Build up your credit over time, and you'll be rewarded with much lower borrowing rates in the future.
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Old 12-16-2014, 06:09 AM   #27
So I had to give him the three piece with the soda
 
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at the rates in OP's thread i'm thinking the 'office' giving those rates have this on the wall for 'collections'

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Old 12-16-2014, 01:32 PM   #28
My homepage has been set to RS
 
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wondering if dumb thread made to generate views for the "for sale ad" of OP's vehicle....
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Old 12-16-2014, 04:19 PM   #29
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subprime is capped up to 29.9%

whats wrong with the abarth?
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Old 12-17-2014, 09:18 AM   #30
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Originally Posted by tofu1413 View Post
subprime is capped up to 29.9%
Depends on the lender. I've seen unsecured finance contracts at 45%. I believe usury is 62% so anything under that and you are within the law.
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Old 12-17-2014, 11:17 AM   #31
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^ To put that into perspective, with an amortization period of 60 months (extremely common for a used vehicle) let's suppose total out the door cost of $15,000.00

60 months @ 62% $814.65

Paying a total cost of $48,879.00

or 3.1 times the cost of the vehicle.

Predatory lending.
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Old 12-17-2014, 03:22 PM   #32
Everyone wants a piece of R S...
 
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subprime is capped up to 29.9%

whats wrong with the abarth?
Absolutely nothing. I love the car, but as I said before I get bored real fast of anything. lol

In any event I am probably going to keep the Abarth and as suggested by Grim, purchase a motorcycle which was next on my list anyway.
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Old 12-17-2014, 11:48 PM   #33
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Absolutely nothing. I love the car, but as I said before I get bored real fast of anything. lol

In any event I am probably going to keep the Abarth and as suggested by Grim, purchase a motorcycle which was next on my list anyway.
and there it is... the summing up of a generation in 2 lines.

"I want to buy a car on 20+% interest b/c i get bored of a perfectly good car that's a couple years old"

the journey to being broke will likely be a quick one for you.
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Old 12-18-2014, 06:29 AM   #34
So I had to give him the three piece with the soda
 
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"I want to buy a car on 20+% interest b/c i get bored of a perfectly good car that's a couple years old"

the journey to being broke will likely be a quick one for you.
if that's the scenario, technically wouldn't you already be there?
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Quote:
Greenstoner
1 rat shit ruins the whole congee
originalhypa
You cannot live the life of a whore and expect a monument to your chastity
Quote:
[22-12, 08:51]mellomandidnt think and went in straight..scrapped like a bitch
[17-09, 12:07]FastAnna glowjob
[17-09, 12:08]FastAnna I like dat

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