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Since icbc made a mistake, make them up the payout a little and buy this non t-bone/salvaged TL for 3.6k. 2000 Acura TL-REDUCED |
My bad looks like touringteg is correct. Fucking ICBC and the confusion they create. I'm with the others though, push their price up and just get a different car. You don't want something that has a rebuilt title. |
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No mistake imo You think anyone actually puts aside the money they save when removing collision for shit like this? |
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In order for you to use collision, it's like what? $300 or $500 deductible? On top of that, you would have to pay $250-$500/year for your collision coverage when you add collision on your insurance depending on what you drive and where you live, your driving history, etc. And when you use your collision, I believe your insurance goes up. So, say you drive for 3 years, you have already paid $750 or $1,500 on your coverage, plus $300 for your deductible, and your insurance will go up. If you don't get into an accident for several years it's not really worth it, also the accident you're getting into may not be at-fault, in which case your collision coverage wouldn't matter anyways. |
Off-topic. But hey OP, its a 98 Acura TL. In the next year or sometime in the future, its likely the transmission is going to explode if its an automatic and the cash offer wouldn't even be 1/3rd of what ICBC will give you. In my opinion, just show them the dozens of overpriced TLs you can find on craigslist with higher KMs and worse condition and you could be getting paid out maybe around the 3500-4000 area. |
I don't think his main concern is getting paid by ICBC but having a car to DRIVE back home. Would be shitty to have to buy a car in and insure it in Ontario then go through the hassle of getting an out-of province inspection to insure it in BC. |
Stop wasting ICBC's time. Take the $3K offer and let them write-off your car. Based on their rules, it is a write-off and ICBC doesn't want to be legally responsible if it is involved in another collision. Your car should never have been repaired in the first place so you shouldn't even consider that as an option. ICBC isn't screwing you over. |
So it only took the shop less than 9 days to repair your vehicle (granted they started work on the day of and they were open on Christmas and New Years)? The lawyer doesn't know because they don't care. There's no money in this deal. |
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Typically ICBC's goal is to process the claim cheaply and quickly as possible. I have no clue why they are offering him another $3200 when they already spent $3700 to fix the car. It's much cheaper to give OP a fixed car especially when OP wants his car back despite the Salvage or Rebuilt title. Maybe the person(adjuster or estimator) who is handling this case is just being stubborn or something and trying to do it "right" but hey, mistake is already done so the cheap fix is to give OP a fixed car. Also, $3700 repair isn't THAT bad, go look at around and what kind of cars are out there, you see cars with $10,000 or even $25,000+ repair history all the time. |
If its salvageable, and they want to writ it off even after the repairs, tell them you want to buy it back. You have first choice on buying it back. That being said, seeing as they salvaged the car, you should get it back for far less and be able to get the car back in repaired condition for nothing more than it would cost to buy it back as salvage. Get some money, get your car back and its already repaired. Seems like an ok deal to me if they will let it happen. |
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ICBC originally owed you the market value of the car. That hasn't changed because they repaired it in error. If you've incurred extra travel expenses during the delay I would ask for reimbursement of those. |
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