Vancouver Auto Chat 2016 VAC Community Head Moderator: Raid3n | ![Reply](https://www.revscene.net/styles/darklight/images/buttons/reply.gif) | |
02-12-2015, 03:48 PM
|
#1 | Oh goodie, 5 posts already!
Join Date: Feb 2015 Location: Penticton
Posts: 8
Thanked 0 Times in 0 Posts
Failed 1 Time in 1 Post
| ICBC screw over. Help!
Hey everyone I need some advice!
Dec 9th I was in an accident, I got T-boned it was my fault unfortunately but my driver door was pretty banged up and the windshield cracked but no frame or engine damage. The accident happened in Ontario and I have all the appropriate insurance for being out of the province for school so coverage isnt an issue.
The repair shop sent ICBC an estimate for the damages and didnt hear back until he called them Dec 24th where the adjuster approved the repairs and work got started finally.
Jan 3rd I get a phone call from an estimator saying the car is a write off and a total loss and they will be paying me out?
I told him that the car was in the shop almost finished repairs that were approved by ICBC. He panicked and basically said he will get back to me.
I heard back from them 2 weeks later and basically the adjuster doesnt have permission to give approval for repairs but since this woman did and messed up, ICBC admitted a mistake had been made and they were at fault.
Now the car is fixed and they will not let me have it. They would like me to sign over a salvage agreement and they will pay me out. the car was worth $3200 and the repairs cost $3700. So over $500 they wont let me keep it because it should have been written off and now its not so I can't have it back? It makes no sense to me but due to their error I am out a car that was perfectly fine and repaired.
So now they will keep my car, and they said they will be selling it. But I don't have the option of buying it off them OR paying the difference.
I am so frustrated I could cry, basically I will get paid out $3000, and won't keep my perfectly good car due to THEIR ERROR.
Please any advice would help, i spoke with a lawyer but he didn't know what to do because it was such a messed up situation.
|
| |
02-12-2015, 03:58 PM
|
#2 | OMGWTFBBQ is a common word I say everyday
Join Date: Jul 2012 Location: BC
Posts: 5,239
Thanked 4,905 Times in 1,655 Posts
Failed 331 Times in 171 Posts
| Quote:
Originally Posted by nikitakiceluk Hey everyone I need some advice!
I was in an accident it was my fault
I will get paid out $3000, and won't keep my perfectly good car due to THEIR ERROR.
|
Erm, your car was written off because you had an at fault accident that was more than the value of the car. I don't think that was ICBC' fault.
__________________ 2021 F150 Platinum FX4 2021 Mustang GT PP1 6MT
Last edited by dared3vil0; 02-12-2015 at 04:05 PM.
|
| | This post FAILED by: | 320icar, Eastwood, FerrariEnzo, Great68, ilvtofu, insomniac, melloman, nma, sonick, swfk, vitaminG |
02-12-2015, 04:00 PM
|
#3 | Oh goodie, 5 posts already!
Join Date: Feb 2015 Location: Penticton
Posts: 8
Thanked 0 Times in 0 Posts
Failed 1 Time in 1 Post
|
No it's not. It was written off because the damage was more then the vehicle was worth. It had nothing to do with it being my fault. They have never mentioned anything like that at all and told me the reason fr it being written off.
|
| |
02-12-2015, 04:05 PM
|
#4 | RS.net, helping ugly ppl have sex since 2001
Join Date: Feb 2011 Location: Richmond
Posts: 8,439
Thanked 14,842 Times in 3,881 Posts
Failed 471 Times in 216 Posts
|
Get a better lawyer.
OR take the $3000 cash and buy a car that HASNT been t-boned
|
| |
02-12-2015, 04:06 PM
|
#5 | OMGWTFBBQ is a common word I say everyday
Join Date: Jul 2012 Location: BC
Posts: 5,239
Thanked 4,905 Times in 1,655 Posts
Failed 331 Times in 171 Posts
| Quote:
Originally Posted by nikitakiceluk No it's not. It was written off because the damage was more then the vehicle was worth. It had nothing to do with it being my fault. They have never mentioned anything like that at all and told me the reason fr it being written off. | Yes I know it's because it's more than the value of the car. I'll go edit it so that's slightly more obvious. What I meant was you're in this situation because you had an at fault accident, it's not being written off because of an error. It was going to be written off any way you look at it.
__________________ 2021 F150 Platinum FX4 2021 Mustang GT PP1 6MT |
| |
02-12-2015, 04:08 PM
|
#6 | Oh goodie, 5 posts already!
Join Date: Feb 2015 Location: Penticton
Posts: 8
Thanked 0 Times in 0 Posts
Failed 1 Time in 1 Post
|
You don't need to be rude, I was just looking for friendly advice. Thanks anyway.
|
| |
02-12-2015, 04:09 PM
|
#7 |
Join Date: Apr 2006 Location: Burnaby
Posts: 3,931
Thanked 3,777 Times in 1,003 Posts
Failed 267 Times in 76 Posts
|
DO NOT SIGN THE SALVAGE
this is their fault.
if they're paying you out, it better be worth a replacement car on the market.
If you don't sign the salvage, they are not allowed to sell your car or do anything until you've agreed on terms.
__________________ Quote:
Originally Posted by jasonturbo Too bad it isn't about flipping cars to lose money, I'm really good at that. | Quote:
Originally Posted by SkunkWorks This wouldn't happen if you didn't drive a peasant car like an Audi... | Quote:
[14-05, 14:59] FastAnna You tiny bra wearing, gigantic son of a bitch
[15-05, 10:35] FastAnna Yeah I was dreaming of those big titties in that tiny bra
| Quote:
Originally Posted by westopher I'd probably blow someone for that 911 | |
| |
02-12-2015, 04:12 PM
|
#8 | OMGWTFBBQ is a common word I say everyday
Join Date: Jul 2012 Location: BC
Posts: 5,239
Thanked 4,905 Times in 1,655 Posts
Failed 331 Times in 171 Posts
| Quote:
Originally Posted by nikitakiceluk You don't need to be rude, I was just looking for friendly advice. Thanks anyway. |
1) Don't sign salvage
2) Get a better lawyer
3) DON'T SIGN SALVAGE
4) Good luck.
__________________ 2021 F150 Platinum FX4 2021 Mustang GT PP1 6MT |
| |
02-12-2015, 04:15 PM
|
#9 | Oh goodie, 5 posts already!
Join Date: Feb 2015 Location: Penticton
Posts: 8
Thanked 0 Times in 0 Posts
Failed 1 Time in 1 Post
|
I didnt sign it when they asked the 1st time Jan 14th and they just called me today because the car is supposed to be picked up tomorrow so they asked me to sign it again.
I refuse to, but what could they do if I dont sign it and I go pick up my car?
|
| |
02-12-2015, 04:19 PM
|
#10 |
Join Date: Apr 2006 Location: Burnaby
Posts: 3,931
Thanked 3,777 Times in 1,003 Posts
Failed 267 Times in 76 Posts
|
I would fight for:
a) Keeping the car and they are not allowed to write it off because it was not written off prior to repairs.
or
b) Let them write it off and sell it or whatever, but they need to pay you out a reasonable amount of money, to buy a replacement car in the same condition as yours (which means always ask for higher, because they'll take deductible out of this, and it doesnt account for vehicle inspections or maintenance items the new car will need)
The interesting issue here, is to see if ICBC would actually sell it as a rebuilt titled car, or try to sell it off as non rebuilt to make more money.
__________________ Quote:
Originally Posted by jasonturbo Too bad it isn't about flipping cars to lose money, I'm really good at that. | Quote:
Originally Posted by SkunkWorks This wouldn't happen if you didn't drive a peasant car like an Audi... | Quote:
[14-05, 14:59] FastAnna You tiny bra wearing, gigantic son of a bitch
[15-05, 10:35] FastAnna Yeah I was dreaming of those big titties in that tiny bra
| Quote:
Originally Posted by westopher I'd probably blow someone for that 911 | |
| |
02-12-2015, 04:21 PM
|
#11 | OMGWTFBBQ is a common word I say everyday
Join Date: Jul 2012 Location: BC
Posts: 5,239
Thanked 4,905 Times in 1,655 Posts
Failed 331 Times in 171 Posts
| Quote:
Originally Posted by nikitakiceluk I didnt sign it when they asked the 1st time Jan 14th and they just called me today because the car is supposed to be picked up tomorrow so they asked me to sign it again.
I refuse to, but what could they do if I dont sign it and I go pick up my car? | I don't think picking up your car is a good idea at this point.
As long as you don't sign salvage release form, they CANNOT write the car off.
__________________ 2021 F150 Platinum FX4 2021 Mustang GT PP1 6MT |
| |
02-12-2015, 04:28 PM
|
#12 | what manner of phaggotry is this
Join Date: Nov 2001 Location: Kelownafornia
Posts: 18,285
Thanked 5,473 Times in 1,814 Posts
Failed 205 Times in 120 Posts
|
so lets clear this up cliff notes style
your car was worth $3200
you got T boned
the cost of repairs is $3700
the car was labeled a write off and salvage only by an estimator
an adjuster at ICBC mistakenly gave the shop the go ahead to do the repairs
the car is now repaired, but has a salvage title due to being written off.
tough situation. the car should not have been fixed in the first place and should be a write off and now has a salvage title? but by a mistake, the repairs were given the go ahead. so technically the car has a salvage title. but technically the other way, the repair shop should have done all repairs necessary to make it road worthy.
__________________ STRENGTHaesthetics |
| |
02-12-2015, 04:28 PM
|
#13 | Oh goodie, 5 posts already!
Join Date: Feb 2015 Location: Penticton
Posts: 8
Thanked 0 Times in 0 Posts
Failed 1 Time in 1 Post
|
I won't sign the salvage.
But can the repo it basically? I'm scared if I go get it they will show up at my house and tow it. I'm at school in Ontario and I drove all the way out here, kind of need to drive it back in April haha.
|
| |
02-12-2015, 04:30 PM
|
#14 | Oh goodie, 5 posts already!
Join Date: Feb 2015 Location: Penticton
Posts: 8
Thanked 0 Times in 0 Posts
Failed 1 Time in 1 Post
|
Yes that's exactly what happened.
|
| |
02-12-2015, 04:32 PM
|
#15 | nuggets mod
Join Date: Feb 2002 Location: richmond
Posts: 7,064
Thanked 3,835 Times in 987 Posts
Failed 178 Times in 60 Posts
|
They made an error and fully repaired the car anyways? If that's true, then it sucks that you can't just get the car, since it was fully repaired.
However, in the case where they did everything 'right', you would only be entitled to $3200 +tax anyawys.
__________________
I searched for truth, and all I found was You
|
| |
02-12-2015, 04:32 PM
|
#16 |
Join Date: Apr 2006 Location: Burnaby
Posts: 3,931
Thanked 3,777 Times in 1,003 Posts
Failed 267 Times in 76 Posts
|
From what I read, they authorized repairs before it was deemed a write off?
Sounds like this agent sucks.
Keep calling their superiors to have this corrected.
Via payout or giving you back your car.
__________________ Quote:
Originally Posted by jasonturbo Too bad it isn't about flipping cars to lose money, I'm really good at that. | Quote:
Originally Posted by SkunkWorks This wouldn't happen if you didn't drive a peasant car like an Audi... | Quote:
[14-05, 14:59] FastAnna You tiny bra wearing, gigantic son of a bitch
[15-05, 10:35] FastAnna Yeah I was dreaming of those big titties in that tiny bra
| Quote:
Originally Posted by westopher I'd probably blow someone for that 911 | |
| |
02-12-2015, 04:36 PM
|
#17 | Oh goodie, 5 posts already!
Join Date: Feb 2015 Location: Penticton
Posts: 8
Thanked 0 Times in 0 Posts
Failed 1 Time in 1 Post
|
I would rather just have my car back you know. Thy will be paying me out $3200 AND paying the shop $3700 and I said okay, well why don't I just keep the car, not take the pay out and save you money ![Smilie](/forums/images/smilies/smile.gif) and they said it didn't work like that.
|
| |
02-12-2015, 04:40 PM
|
#18 | I Will not Admit my Addiction to RS
Join Date: Oct 2012 Location: Burnaby
Posts: 523
Thanked 605 Times in 159 Posts
Failed 15 Times in 10 Posts
|
Wanting your car back due to sentiments will give you a harder time down the road when you try to sell it. You probably wouldn't get the price icbc is paying you, just sell it and buy another car with no accidents
|
| |
02-12-2015, 04:44 PM
|
#19 | Head of HR....have a seat on that couch
Join Date: Jan 2003 Location: Coquitlam
Posts: 21,877
Thanked 15,598 Times in 4,324 Posts
Failed 284 Times in 130 Posts
|
What car is this?
Maybe you could get a better one for the amount they're offering.
__________________ feedback Originally posted by v.b. can we stop, my pussy hurts... Originally posted by asian_XL fliptuner, I am gonna grab ur dick and pee in your face, then rub shit all over my face...:lol Originally posted by Fei-Ji haha i can taste the cum in my mouth Originally posted by FastAnna when I was 13 I wanted to be a video hoe so bad RSUV #7 |
| |
02-12-2015, 04:50 PM
|
#20 | Oh goodie, 5 posts already!
Join Date: Feb 2015 Location: Penticton
Posts: 8
Thanked 0 Times in 0 Posts
Failed 1 Time in 1 Post
|
98 acura tl, 156,000kms the autobody shop said its in really good condition.
|
| |
02-12-2015, 05:09 PM
|
#21 | Head of HR....have a seat on that couch
Join Date: Jan 2003 Location: Coquitlam
Posts: 21,877
Thanked 15,598 Times in 4,324 Posts
Failed 284 Times in 130 Posts
| Quote:
Originally Posted by nikitakiceluk Thy will be paying me out $3200 AND paying the shop $3700 and I said okay, well why don't I just keep the car, not take the pay out and save you money ![Smilie](/forums/images/smilies/smile.gif) and they said it didn't work like that. | Well that's fucking retarded. If the car's repaired properly and you're willing to accept that's it's going to have a rebuilt title attached to it, then who cares?
The way I see it, it's still your car so your options are:
-If you want to keep it, keep going up the ladder at ICBC and tell them you want your car back after you pay the deductible.
-Get a lawyer to fight on your behalf (although, it's not worth it over $3.5~k)
-Negotiate a higher payout, get another car and put this behind you.
__________________ feedback Originally posted by v.b. can we stop, my pussy hurts... Originally posted by asian_XL fliptuner, I am gonna grab ur dick and pee in your face, then rub shit all over my face...:lol Originally posted by Fei-Ji haha i can taste the cum in my mouth Originally posted by FastAnna when I was 13 I wanted to be a video hoe so bad RSUV #7 |
| |
02-12-2015, 06:47 PM
|
#22 | RS has made me the bitter person i am today!
Join Date: Feb 2013 Location: Vancouver
Posts: 4,862
Thanked 7,759 Times in 2,313 Posts
Failed 409 Times in 181 Posts
|
The problem here is that ICBC marked the car as salvage only, meaning its not supposed to be repaired and put back on the road. At that point the only people they allow to buy the car at auction are certain people, who will part the car out, or dismantle it.
ICBC isn't doing this to save money, they are doing this because they don't believe regardless of the repair job, that this vehicle is worthy of being on the road.
I'm actually impressed that ICBC is making a stand and not just taking the easy route. If anything good on them for keeping a potentially unsafe vehicle off the road.
EDIT: To be clear ICE, there is a difference between "rebuilt" and "salvage".
|
| |
02-12-2015, 06:53 PM
|
#23 | Head of HR....have a seat on that couch
Join Date: Jan 2003 Location: Coquitlam
Posts: 21,877
Thanked 15,598 Times in 4,324 Posts
Failed 284 Times in 130 Posts
|
Edit: dammit meme, you got me second guessing lol
Salvage = salvageable aka rebuildable
Non - repairable = parts only
__________________ feedback Originally posted by v.b. can we stop, my pussy hurts... Originally posted by asian_XL fliptuner, I am gonna grab ur dick and pee in your face, then rub shit all over my face...:lol Originally posted by Fei-Ji haha i can taste the cum in my mouth Originally posted by FastAnna when I was 13 I wanted to be a video hoe so bad RSUV #7
Last edited by fliptuner; 02-12-2015 at 07:47 PM.
|
| |
02-12-2015, 07:32 PM
|
#24 | I contribute to threads in the offtopic forum
Join Date: Oct 2005 Location: surrey
Posts: 2,584
Thanked 4,578 Times in 934 Posts
Failed 554 Times in 127 Posts
|
biggest mistake was putting collision on a 3200 car
|
| |
02-12-2015, 07:38 PM
|
#25 | RS Veteran
Join Date: Nov 2001 Location: An Island
Posts: 14,400
Thanked 5,024 Times in 1,083 Posts
Failed 4 Times in 4 Posts
|
Ok a bit of confusion here. I had to look on the ICBC website for clarification of each status. Salvage can be rebuilt and put back on the road.
I would take the payout as selling a rebuilt car is a pain. http://apps.icbc.com/registration/vchr/faq.html#Q9
SALVAGE: This status is given to a vehicle that has been written off in an accidental loss, but has the potential to be repaired or reconstructed. The vehicle must be repaired and inspected before it can be licensed or reinsured.
Please note: Vehicle status alone does not fully describe a vehicle's mechanical condition or damage history.
REBUILT: This status is assigned to "salvage" vehicles after they have been repaired and have passed inspection.
Please note: Vehicle status alone does not fully describe a vehicle's mechanical condition or damage history.
NON-REPAIRABLE: This status is given to a vehicle that:
has been written off or otherwise decommissioned,
cannot be repaired due to structural or safety impairment, and
can never be re-licensed or insured
A Non-repairable vehicle may be used only for parts or scrap.
|
| | ![Reply](https://www.revscene.net/styles/darklight/images/buttons/reply.gif) | |
Posting Rules
| You may not post new threads You may not post replies You may not post attachments You may not edit your posts HTML code is Off | | | All times are GMT -8. The time now is 09:38 PM. |