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Go Back   REVscene Automotive Forum > Automotive Chat > Police Forum

Police Forum Police Head Mod: Skidmark
Questions & info about the Motor Vehicle Act. Mature discussion only.

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Old 04-05-2015, 11:41 PM   #26
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Yes, but I doubt it goes up the same based on your percentage of fault. Again, if you go up six steps whether you're 25% or 100% at fault, why wouldn't they just call EVERYTHING 50/50 and get more money out of everyone? It doesn't make sense.
Yes, it doesn't make sense... and that is WHY people keep saying ICBC will do everything to make the accident 50/50 because it's in their best interest, and screws the parties involved.

Shared or undetermined fault

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Your insurance premium may increase if you are found to be more than 25 percent at fault for a crash unless you have been claim-free for a long time.
If you're only 25% at fault, your premiums don't go up.

Again, I can't find anything that says you only go up three steps if you're found 50% at fault.

What happens if you're 75% at fault? You go up 4.5 steps? Doesn't sound like that would work.

This should be pretty easy to find out though... surely there have been many people that have been in 50/50 accidents.

Just because it doesn't make sense doesn't mean it can't be true.

It also doesn't make sense why taxes are collected every time a used car is sold... but yet the government still does it.
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Old 04-05-2015, 11:46 PM   #27
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Again, I can't find anything that says you only go up three steps if you're found 50% at fault.
http://www.icbc.com/autoplan/costs/Documents/crs.pdf

It all depends on what position you are on the CRS.
Assuming 20+ years of accident free driving, then you are at level -20 and enjoy 43% discount on your insurance and will just up 3 steps to level -17 if you have an at fault insurance that ICBC has to pay on your behalf.
If you were at level 0, then after an at fault accident that ICBC has to pay out on your behalf, you would jump up to level 6 which is a 75% surcharge,

Yes, it would be in ICBC's best interest to call everything 50/50 unless you car argue it down to a 25% fault.
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Old 04-05-2015, 11:51 PM   #28
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It has most definitely happened to me, it happened to me today on Georgia actually. I just assumed that it was a ticketable offence, since under section 127 of the MVA you are required to ensure that can clear an intersection before you enter it.

It's why I am very conscious to make sure when I pass the stop line, that I am actually 100% able to go entirely through the intersection.

Getting trapped in an intersection, while it happens, is usually the result of impatience, poor driving, or lack of awareness.
And yet, sometimes things change in the blink of an eye... otherwise you'd be slowing to a crawl or stopping before entering EVERY intersection, just to be sure the guy ahead of you cleared first. Right?

Naturally, most places, that means three or four right-turners from the other direction will jam themselves in there first and you'll never get to cross that intersection... much to the chagrin of everyone stacking up behind you.
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Old 04-06-2015, 12:17 AM   #29
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Originally Posted by SumAznGuy View Post
http://www.icbc.com/autoplan/costs/Documents/crs.pdf

It all depends on what position you are on the CRS.
Assuming 20+ years of accident free driving, then you are at level -20 and enjoy 43% discount on your insurance and will just up 3 steps to level -17 if you have an at fault insurance that ICBC has to pay on your behalf.
If you were at level 0, then after an at fault accident that ICBC has to pay out on your behalf, you would jump up to level 6 which is a 75% surcharge,

Yes, it would be in ICBC's best interest to call everything 50/50 unless you car argue it down to a 25% fault.
Okay, yeah... forgot about how the steps work, but that wasn't the point I was trying to make for Soundy.

Bottom line is I don't believe it matters whether you're found 50%, 75%, or 100% at fault... the steps you move up is the same.

If you're a -20 CRS level and you get into a 50/50 accident, you'll move up 3 steps just like you would for a 100% at fault accident.
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Old 04-06-2015, 03:38 AM   #30
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Was it necessary for the biker to accelerate so quick? He probably could've cleared the traffic by going around the back of the white car if he didn't go too fast and that's if the white car did start moving forward
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Old 04-06-2015, 02:11 PM   #31
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Bottom line is I don't believe it matters whether you're found 50%, 75%, or 100% at fault... the steps you move up is the same.

If you're a -20 CRS level and you get into a 50/50 accident, you'll move up 3 steps just like you would for a 100% at fault accident.
Sorry, that post was meant more for Soundy too.
So unless it is 75/25 or 100/0, both parties will see their position on the CRS change based on what level they were at.
For the person found at 75-100% at fault, then only their position on the CRS will change.
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