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Go Back   REVscene Automotive Forum > Automotive Chat > The John Norwich Riders Corner

The John Norwich Riders Corner In honour of our fellow moderator: John Norwich R.I.P. September 17th, 2014
Buy, sell, trade bikes and gear, set up bike rallies, meet discussions. #revscenebikes

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Old 02-25-2016, 03:18 PM   #1
I STILL don't get it
 
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Super Noob Insurance Question

The wife wants to go riding. Does my bike insurance work like car insurance where she can take my bike out and is covered?
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Old 02-25-2016, 03:23 PM   #2
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call your insurance provider, they can provide the most accurate information.
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Old 02-25-2016, 03:54 PM   #3
What hasn't Killed me, has made me more tolerant of RS!
 
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ICBC -- likely no problem.

Private -- they may have a minimum time period for which you've held a Class 6 license. BCAA is one year for example.
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Old 02-25-2016, 04:09 PM   #4
RS has made me the bitter person i am today!
 
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Yes it's fine, as long as she is not the principal operator.

On my insurance it's clearly marked on the paper saying "principal operator is the registered owner". That doesn't mean no one else can ride it, but it DOES mean that she cannot be the daily rider of the bike
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Old 02-25-2016, 04:12 PM   #5
Head of HR....have a seat on that couch
 
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Car, bike, same same
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Old 02-25-2016, 04:12 PM   #6
Where's my RS Christmas Lobster?!
 
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If through ICBC, should not be a problem as long as she is licensed and you have given consent for her to operate the bike. You might want to bump up your liability coverage though if not at max already.

If Private, you might have to contact the underwriters to confirm. Each private insurer is different.
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Old 02-25-2016, 07:19 PM   #7
I STILL don't get it
 
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Thanks for the info. It's under icbc and I'm principle driver. I didn't want to insure her bike until summer comes along but she has the itch to ride right now haha
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Old 02-26-2016, 09:26 AM   #8
What hasn't Killed me, has made me more tolerant of RS!
 
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That's a good itch to have! Is your bike insured all year?
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Old 03-28-2016, 08:18 PM   #9
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That's a good itch to have! Is your bike insured all year?
Sorry, super late response, but I am insured year round. During the winter months, when the suns out, I try to get out for a stress reliever ride. Wife is only insured during the nice months
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