The John Norwich Riders Corner In honour of our fellow moderator: John Norwich R.I.P. September 17th, 2014
Buy, sell, trade bikes and gear, set up bike rallies, meet discussions. #revscenebikes |
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02-25-2016, 02:18 PM
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#1 | | 14 dolla balla aint got nothing on me!
Join Date: May 2013 Location: Richmond
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| Super Noob Insurance Question
The wife wants to go riding. Does my bike insurance work like car insurance where she can take my bike out and is covered?
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02-25-2016, 02:23 PM
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#2 |
Join Date: Apr 2006 Location: Burnaby
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call your insurance provider, they can provide the most accurate information.
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02-25-2016, 02:54 PM
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#3 | | What hasn't Killed me, has made me more tolerant of RS!
Join Date: Jan 2009 Location: Kelowna
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ICBC -- likely no problem.
Private -- they may have a minimum time period for which you've held a Class 6 license. BCAA is one year for example.
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02-25-2016, 03:09 PM
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#4 | | RS.net, helping ugly ppl have sex since 2001
Join Date: Feb 2011 Location: Richmond
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Yes it's fine, as long as she is not the principal operator.
On my insurance it's clearly marked on the paper saying "principal operator is the registered owner". That doesn't mean no one else can ride it, but it DOES mean that she cannot be the daily rider of the bike
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02-25-2016, 03:12 PM
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#5 | | Head of HR....have a seat on that couch
Join Date: Jan 2003 Location: Coquitlam
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Car, bike, same same
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02-25-2016, 03:12 PM
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#6 | | Where's my RS Christmas Lobster?!
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If through ICBC, should not be a problem as long as she is licensed and you have given consent for her to operate the bike. You might want to bump up your liability coverage though if not at max already.
If Private, you might have to contact the underwriters to confirm. Each private insurer is different.
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02-25-2016, 06:19 PM
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#7 | | 14 dolla balla aint got nothing on me!
Join Date: May 2013 Location: Richmond
Posts: 619
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Thanks for the info. It's under icbc and I'm principle driver. I didn't want to insure her bike until summer comes along but she has the itch to ride right now haha
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02-26-2016, 08:26 AM
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#8 | | What hasn't Killed me, has made me more tolerant of RS!
Join Date: Jan 2009 Location: Kelowna
Posts: 190
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That's a good itch to have! Is your bike insured all year?
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03-28-2016, 07:18 PM
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#9 | | 14 dolla balla aint got nothing on me!
Join Date: May 2013 Location: Richmond
Posts: 619
Thanked 676 Times in 228 Posts
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Originally Posted by DKaz That's a good itch to have! Is your bike insured all year? | Sorry, super late response, but I am insured year round. During the winter months, when the suns out, I try to get out for a stress reliever ride. Wife is only insured during the nice months
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