Collector Plates - Defunct Brands

[CaseyusMaximus]

I was curious if how I'm interpreting this is correct, but ICBC mentions here that if a vehicle is 15 years or older and the brand hasn't produced a vehicle in at least 5 years that you can get collectors.

My reasoning for asking this, is would I be able to purchase a basic 2004 Saab and get collectors plates, as the parent company for Saab is still around, but aren't producing cars anymore.

Any input would be appreciated!

[Lancerion]

No, car must be at least 15 years old also. 2004 is only 12 years old so you would need to wait 3 more years.

[68style]

Also if you're planning on this being your primary vehicle and paying $300 a year for insurance, don't bother because:

A) You're not allowed to drive even 1 day a year to work with collector's plates
B) You can only get collector's plates if you have another primary vehicle already insured

[Kasino]

How would they find out if the vehicle had been driven to work? Unless some one at work rat you out.

[IMASA]

Originally Posted by Kasino

How would they find out if the vehicle had been driven to work? Unless some one at work rat you out.

They don't. It's the same as if you insured your car under your parent's name to get a lower rate. It's not until you get into an accident (your fault or not) and have to claim your insurance that you'll get caught and have your claim denied.

[Edison_Chen]

Originally Posted by Kasino

How would they find out if the vehicle had been driven to work? Unless some one at work rat you out.

They probably won't know, unless there's a claim. If they figure out you drive the vehicle to work, there there would be a breach in the claim= not covered.

You can still have collector plates and be allowed to rate for a pleasure use rate class including the senior use one.

[mmmmmic]

Originally Posted by 68style

Also if you're planning on this being your primary vehicle and paying $300 a year for insurance, don't bother because:

A) You're not allowed to drive even 1 day a year to work with collector's plates
B) You can only get collector's plates if you have another primary vehicle already insured

Not true for B.



Reduced collector vehicle insurance premiums
Your collector vehicle may qualify for a lower collector insurance premium if you:
-Own or lease another non-collector vehicle registered and licensed in your name, or
-Have a company-assigned vehicle used for general transportation and insured under one of the applicable rate classes (see For Insurance Purposes in the Application for Collector Vehicle Status).

​If the only vehicle you have is your collector vehicle, it may still qualify for collector plates. However, it won't qualify for the lower collector vehicle insurance premium.


http://www.icbc.com/vehicle-registra...-vehicles.aspx

[dinfung]

When I was applying for collector plate for my NSX back in 2013, I was using a company car at the time. The company car insurance wasn't insure under my personal name, it is under a garage policy.

I even have my GM write a letter stating the plate number and the vehicle i am using.

ICBC didn't approve my application as the company car wasn't insure under my name. I end up getting just normal insurance for the NSX at the time.

Originally Posted by mmmmmic

Not true for B.



Reduced collector vehicle insurance premiums
Your collector vehicle may qualify for a lower collector insurance premium if you:
-Own or lease another non-collector vehicle registered and licensed in your name, or
-Have a company-assigned vehicle used for general transportation and insured under one of the applicable rate classes (see For Insurance Purposes in the Application for Collector Vehicle Status).

​If the only vehicle you have is your collector vehicle, it may still qualify for collector plates. However, it won't qualify for the lower collector vehicle insurance premium.


Collector vehicles

[TouringTeg]

^ Thanks for posting that. I was curious about that. I have a company car as well but it is not insured under my name.

[Great68]

Originally Posted by Kasino

How would they find out if the vehicle had been driven to work? Unless some one at work rat you out.

ICBC might be dysfunctional and can't manage their way out of a paper bag, but they're not stupid.

They do investigate these things. If you have a crash during a weekday, during normal commuting hours, in an area that appears like it it's on a route to your work, it's not hard to put two and two together.

[thedon]

In 2004 saab was fully owned by GM. Would ICBC be ok with that? If they are, would other defunct gm brands be eligible?

[bcrdukes]

Originally Posted by Great68

ICBC might be dysfunctional and can't manage their way out of a paper bag, but they're not stupid.

They do investigate these things. If you have a crash during a weekday, during normal commuting hours, in an area that appears like it it's on a route to your work, it's not hard to put two and two together.

+ 1

ICBC is not stupid.

There was an older gentlemen who drove his collector-plated Rolls Royce to the office every day for a 3 months and one day the car showed up to the office with regular plates.

I bumped into him and asked. He doesn't know exactly what happened, but he suspects someone rat him out and/or ICBC sent someone to investigate. To make matters worse, he would take the car out for business purposes, meeting with clients and what have you.

[CaseyusMaximus]

Originally Posted by Lancerion

No, car must be at least 15 years old also. 2004 is only 12 years old so you would need to wait 3 more years.

I was mentioning 2004 as that's when Saab would have stopped making vehicles in the past 5 years; they stopped in 2014, and in 2019 a 2004 Saab would be 15 years old.