| Vancouver Auto Chat 2016 VAC Community Head Moderator: Raid3n |
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02-23-2017, 09:10 AM
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#76 | | RS.net, helping ugly ppl have sex since 2001
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Watching the news on my break, icbc says it will be bankrupt in the next 3 years. Huge losses blah blah raising rates blah blah.
How long until BC ditches this shit crown corporation. Never say never, we did eventually get rid of aircarez
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02-23-2017, 09:22 AM
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#77 | | "They call me Bowser...RawR!"
Join Date: Jul 2001 Location: Vancouver
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Got my renewal letter. Looks like my rate went up almost $100. No tickets, no accidents. Nothing changed...
2015 Genesis 5.0 with max 43% Roadstar = $2300
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"Damn fine car Dodge... Ran over me wife with a Dodge!", Zeke
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02-23-2017, 02:19 PM
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#78 | | RS.net, helping ugly ppl have sex since 2001
Join Date: Feb 2010 Location: Vancouver
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What are your thoughts about increased competition for auto insurance business in B.C?
I'm thinking that IF somehow the province allowed private insurance companies to sell basic and optional insurance to drivers, then insurance premiums could go down.
This won't happen in a million years in B.C. but I was thinking what if you more choices in terms of private insurers (GEICO,AllState, etc). like in the U.S. 
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Last edited by pastarocket; 02-23-2017 at 02:26 PM.
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02-23-2017, 02:30 PM
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#79 | | Willing to sell body for a few minutes on RS
Join Date: Mar 2002 Location: Victoria
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Disagree. Private companies can flat out deny providing insurance, and I don't like that.
My truck just came up for renewal, I was doing my optionals through Coast Insurance, but now that it's crossed 20 years old Coast Capital will no longer insure it. This is a vehicle that is in great shape and well maintained, and I have a perfect driving record. I had to do my optionals back through ICBC.
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02-23-2017, 02:38 PM
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#80 | | nuggets mod
Join Date: Feb 2002 Location: richmond
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i for one welcome our private insurance overlords.
I think some of us older RSers would benefit from lower prices, but the 16-18 year olds might suffer
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I searched for truth, and all I found was You
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02-23-2017, 02:39 PM
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#81 | | RS.net, helping ugly ppl have sex since 2001
Join Date: Feb 2011 Location: Richmond
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I also think it's important to not lose sight of the fact we were all young, new drivers once. Coming from motorcycles, beacon etc won't even give you insurance if your under 25 (lets not forget you could legally ride a motorcycle at 16, so you could theoretically already have 9 years riding experience).
We need there to be guaranteed and affordable insurance for our next gen of enthusiasts
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02-23-2017, 02:39 PM
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#82 | | nuggets mod
Join Date: Feb 2002 Location: richmond
Posts: 7,051
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Originally Posted by Great68  Disagree. Private companies can flat out deny providing insurance, and I don't like that.
My truck just came up for renewal, I was doing my optionals through Coast Insurance, but now that it's crossed 20 years old Coast Capital will no longer insure it. This is a vehicle that is in great shape and well maintained, and I have a perfect driving record. I had to do my optionals back through ICBC. | I would like to think that this is partially because we have a mixed system, which immediately reduces the amount of competition in the industry. If it was fully private, I think there would be enough competition that you could find someone to insure your truck
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I searched for truth, and all I found was You
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02-23-2017, 03:10 PM
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#83 | | To me, there is the Internet and there is RS
Join Date: Apr 2007 Location: Okanagan
Posts: 16,259
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Originally Posted by Great68 Disagree. Private companies can flat out deny providing insurance, and I don't like that. | They can also stop insuring you on a whim. I don't want to have to worry about some company cancelling all my insurance and my wifes insurance just because they didn't like me going to a track day or something (this has happened in Oregon, they cancelled his home insurance too).
I also don't want to have to worry about reading every bit of fine print to know they aren't going to try to get out of paying a claim because of some technicality hidden in a clause. And then do that again for multiple companies to compare quotes. I'm busy enough as it is, I don't need to waste all this time and deal with all these potential headaches just to maybe save a few bucks a year.
__________________ 1991 Toyota Celica GTFour RC // 2007 Toyota Rav4 V6 // 2000 Jeep Grand Cherokee
1992 Toyota Celica GT-S ["sold"] \\ 2007 Jeep Grand Cherokee CRD [sold] \\ 2000 Jeep Cherokee [sold] \\ 1997 Honda Prelude [sold] \\ 1992 Jeep YJ [sold/crashed] \\ 1987 Mazda RX-7 [sold] \\ 1987 Toyota Celica GT-S [crushed] Quote:
Originally Posted by maksimizer half those dudes are hotter than ,my GF. | Quote:
Originally Posted by RevYouUp reading this thread is like waiting for goku to charge up a spirit bomb in dragon ball z | Quote:
Originally Posted by Good_KarMa OH thank god. I thought u had sex with my wife. :cry: | | |
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02-23-2017, 06:10 PM
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#84 | | Wunder? Wonder?? Wander???
Join Date: Sep 2016 Location: YYC/YVR
Posts: 211
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In BC, ICBC is actually usable, and really it isn't a bad setup. The problem with it is the NDP started raiding them for huge amounts of cash, and with the debt they racked up the Liberals have had to do the same. So you are not just paying for your car insurance, you are subsidizing your provincial government. I guess one way to look at this is realistically, if they stopped raided ICBC, they would have to increase your taxes somewhere else. Quote:
Originally Posted by TouringTeg PST ugh. Did you buy both cars within the last 6 months? | So just a quick update, I think I don't have to pay GST on my cars, which would be awesome
Last edited by MrPhreak; 08-20-2017 at 02:15 PM.
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02-23-2017, 07:15 PM
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#85 | | I Will not Admit my Addiction to RS
Join Date: Nov 2012 Location: YVR
Posts: 589
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FYI if your USED car has a value over $55,000 you will pay an additional luxury tax up to 3%..
bring back the HST please.
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02-23-2017, 09:01 PM
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#86 | | I WANT MY 10 YEARS BACK FROM RS.net!
Join Date: Oct 2007 Location: Vancouver BC
Posts: 22,028
Thanked 9,803 Times in 3,899 Posts
| Quote:
Originally Posted by !LittleDragon Got my renewal letter. Looks like my rate went up almost $100. No tickets, no accidents. Nothing changed...
2015 Genesis 5.0 with max 43% Roadstar = $2300 | that's like 4%
is there a fee list that shows how much bodyshops are charging YoY?
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02-23-2017, 09:11 PM
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#87 | | My homepage has been set to RS
Join Date: Jun 2008 Location: Nowhere
Posts: 2,294
Thanked 848 Times in 392 Posts
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Originally Posted by twitchyzero that's like 4%
is there a fee list that shows how much bodyshops are charging YoY? | That 5.5% increase that just happen..and looks like another coming .....
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02-23-2017, 10:22 PM
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#88 | | NEWBIE ACCOUNT!
Join Date: Jan 2017 Location: Coquitlam
Posts: 19
Thanked 5 Times in 2 Posts
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I switched my optionals on two cars (13 328xi & 15 CR-V EX-L) to Bel Air and have more MORE coverage than ICBC ($2.8m 3rd party, $300 collision, $200 Comp, $1m underinsured, roadside loss of use, windshield repair) we are paying $2010/year for both cars down from $3310!!! Huge savings. Less money going to ICBC from this household. Good riddance.
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02-24-2017, 12:04 AM
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#89 | | I only answer to my username, my real name is Irrelevant!
Join Date: Oct 2002 Location: CELICAland
Posts: 25,649
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Originally Posted by 320icar Watching the news on my break, icbc says it will be bankrupt in the next 3 years. Huge losses blah blah raising rates blah blah.
How long until BC ditches this shit crown corporation. Never say never, we did eventually get rid of aircarez | The province dips into the icbc coffers all the time, which is why they're going "bankrupt", and then icbc comes up with lame excuses to increase taxes uhm I mean insurance rates, so there's no way in hell that the province will get rid of icbc
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02-24-2017, 02:39 AM
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#90 | | RS.net, helping ugly ppl have sex since 2001
Join Date: Feb 2011 Location: Richmond
Posts: 8,421
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So then why doesn't icbc start a big commercial and radio ad campaign telling us citizens in black and white that the reason rates are so high is because of our own government. If everyone knew and made it clear and icbc showed it as a "scandal" something might change then.
I pay around ~2500/year with my '14 ST, and that's with a spotless record and -43%
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02-25-2017, 11:16 AM
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#91 | | My homepage has been set to RS
Join Date: Sep 2003 Location: 604
Posts: 2,492
Thanked 1,561 Times in 455 Posts
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On a side note to the raise in rates, I think ICBC should be getting more strict with injury claims. Crack down more on these monster pay outs people are getting for low impact claims. They do a decent job sure, but far too many people use these small accidents as a lottery win of sorts.
It should be there for people who truly and honestly need it. I'd love to know how much is spent on ICBC's behalf with these payouts, lawyers, etc etc.
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02-25-2017, 11:56 AM
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#92 | | Even when im right, revscene.net is still right!
Join Date: Oct 2012 Location: y
Posts: 1,331
Thanked 4,841 Times in 632 Posts
| Quote:
Originally Posted by Lowered_Klass On a side note to the raise in rates, I think ICBC should be getting more strict with injury claims. Crack down more on these monster pay outs people are getting for low impact claims. They do a decent job sure, but far too many people use these small accidents as a lottery win of sorts.
It should be there for people who truly and honestly need it. I'd love to know how much is spent on ICBC's behalf with these payouts, lawyers, etc etc. | ICBC pays out based on medical evidence. Well guess what, many medical practitioners are in the pockets of the lawyers. You know the rest of the story..
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02-25-2017, 04:21 PM
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#93 | | Wunder? Wonder?? Wander???
Join Date: Sep 2016 Location: YYC/YVR
Posts: 211
Thanked 248 Times in 76 Posts
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I went through a hell of a marathon getting my cars switched over
Showed up at the place bright and early... We broke for lunch, came back at 1:30 and wrapped it all up at 3:30pm
We got hung up on virtually every part... opps, system isn't working, have to call ICBC again... and get them to override... again *sigh*.
It was a huge pain, but in the end I didn't have to pay GST on my cars, I was able to get the 40% discount right off the bat, and I didn't have to do inspections on my cars.
Now I got blue plates! Hooray!
Last edited by MrPhreak; 08-20-2017 at 02:42 PM.
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03-29-2017, 04:30 PM
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#94 | | Witness protection
Join Date: Apr 2001 Location: GVRD
Posts: 14,427
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not sure if this was posted but... icbc luxury vehicle list: http://www.icbc.com/autoplan/optiona...hicle-list.pdf
aside from naming almost every modern ferrari, lamborghini, and porsche, is it just me or is this list is very specific for some cars, such as:
osca mt4: 
ruf ctr: 
saleen s7: 
SLR McLaren 722: 
XJ220 (but for some reason it only singles out Left Hand Drive Import): 
... but i don't see a porsche 959 on the list. i can still dream! 
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"The guy in the CR-V meanwhile, he'll give you a haughty glare. He's responsibly trying to lessen his impact, but there you go lumbering past him with your loud V8, flouting the new reality. You may as well go do some donuts in a strawberry patch and slalom through a litter of kittens." Dan Frio, Automotive Editor, Edmunds
Last edited by thumper; 03-29-2017 at 06:43 PM.
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