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Neighbor hit my car. Advice? Hi guys, So my neighbor backed into my car and put a dent into my right front fender and my bumper is misaligned now. She rang my doorbell and told me the bad news. I took a picture of my car but did not take a picture of her car (stupidly now that I realize). I told her I would get an estimate from a body shop first before contacting ICBC and making a claim. Revscene, have I made a mistake? Is there a chance that if I make a claim, there may a dispute or problem of any kind? |
I think you should be fine. I mean, she did come to you directly to let you know of her fault |
get her to do something for you and call it a deal ;) |
Get it all in writing.. people can (often) change their minds, especially after silly family members etc. Skip the body shop, if she wants to pay out the damage, she can do it with ICBC directly. |
Anyone else I'd say immediately go to icbc. But this is your neighbour, you know where she lives. Do you have a shitty relationship with her or something? Get your bodyshop quote and give it to her. If she for some reason gives you grief over it, then go to icbc. You don't just give up your rights to make a claim just because you got a third party quote. In my old place a neighbor's friend put a dent in my car door. They came and told me, they paid the $50 for dentex to pull it, case closed. |
My manager told me to call ICBC to cover myself. She came to my house, rang my doorbell, and told me directly what happened. And she just moved in a few months ago, but they were very friendly and let my dad borrow their tools to do some yard plumbing. Anyways, making a claim now to cover myself. |
At least you know where she lives. |
She hot? |
You have a nice neighbour... at least better than mine. Once she backed into our car and almost got away except our across-the-street neighbour saw and came to ring our doorbell. Luckily my dad caught her just in time. We did the ICBC thing but she already replaced her tail light by the end of the day, but still at fault lol |
If I was her (and no paint is missing) I would check with a PDR guy. I think someone mentioned it on a thread a couple pages back (look for the word "positive" in thread tittle). If he can get it out no problems then it's not a big deal to realign the bumper. But yeah make sure you get it in writting and yes it's a plus that you know where she lives lol |
Thanks everyone for their tips and advice!!! My first time making a claim that didn't involve a moving car (besides break in), and I made mistakes (like not taking a picture of their car) I would not have had it been a moving accident. To answer some questions, no she's not hot. Shes an older Russian, or Czech or some shits lady. Nice couple though...lent us their concrete cutter machine when we had a pipe leak. Yes at least I know she she lives. They moved in maybe 4-5 months ago? In my case, there are quite a few scuffs and scratches She admitted fault, was sorry for hitting my car, said she didn't see it. (black car at night on winter steelies). Anyways, ICBC told me to tell her I've made my claim and for her to make hers. Man if she denies anything or changes her story...:fuuuuu: I think I'm too nice and easy going sometimes... |
if you can live with the dent, don't even bother making a claim to preserve the relationship with the neighbor. |
When I hear old Russian.... I hear hot young russian daughter! |
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I know you guys hate me for saying this, give her a break since she leave her info and didn't just leave. File a hit and run with ICBC and ask her to pay the deductible. |
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Look at it from her POV. She hit your car and fessed up to it. I doubt she wants to have a bad relationship with her neighbors. At her age, the effect on her premiums is going to negligible, if she has a half decent driving record, so what does she care? If she was shady, she would've just left or suggested you deal with it without contacting insurance. Tell her you filed the claim and she can contact icbc to get everything sorted out. Easy peasy. |
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He gets caught with fraud and a dent in his car is the least of his problems. |
Post on RS |
Claim it. Neighbor can buy out the claim for the same cost. There is no benefit to you or your neighbor by settling privately. None. Only a downside. |
Claim it, She can settle with ICBC, That's why you pay for insurance. |
Though you made a report with ICBC, you don't have to go through ICBC for the fix. You have up to 2 years to repair. If you want, you can go private, fix it, then just close the report. |
Pics of her or didn't happen |
Share this on bodybuilding.com to get some realistic answers. Then go NC on her. |
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