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RRxtar 02-09-2018 10:56 PM

Minor injuries are the "I got in a car accident, Im fine, but Ill say I hurt everywhere so ICBC cuts me a cheque"

If you need $15,000 because you're upset you got in a fender bender, maybe you should have an emotional support hamster.

parm104 02-10-2018 12:31 AM

Quote:

Originally Posted by RRxtar (Post 8887287)
Minor injuries are the "I got in a car accident, Im fine, but Ill say I hurt everywhere so ICBC cuts me a cheque"

If you need $15,000 because you're upset you got in a fender bender, maybe you should have an emotional support hamster.

That's your definition? Are you saying that all soft tissue injuries are minor and are all people who are saying they are hurt so ICBC gives them a cheque?

Tone Loc 02-10-2018 08:39 AM

Quote:

Originally Posted by parm104 (Post 8887304)
That's your definition? Are you saying that all soft tissue injuries are minor and are all people who are saying they are hurt so ICBC gives them a cheque?

I think what he means are those stories we've all heard about where someone gets rear-ended at 5km/h and claims "whiplash" and "suffering" just to cash a cheque.....

parm104 02-10-2018 01:21 PM

Quote:

Originally Posted by Tone Loc (Post 8887318)
I think what he means are those stories we've all heard about where someone gets rear-ended at 5km/h and claims "whiplash" and "suffering" just to cash a cheque.....

That's the whole point!

We have all heard stories of people getting into 5km/hr claims who could be faking it but with the new setup...someone who gets whiplash from a 50km/hr accident is no different than someone who gets whiplash from a 5km/hr accident.

It's backwards thinking to use the minority who fake and exaggerate claims and lump them with the majority who don't.

Needless to say, accident claims are settled based on OBJECTIVE medical findings. The chances of an insured, a general practitioner, chiropractor and physiotherapist (all independent from one another) all exaggerating or "falling for" fake injuries is highly unlikely. Subjective injuries hardly have any value to them in a claim.

68style 02-10-2018 03:34 PM

^ What do you think they do now?

ICBC can even ask you to e assessed by a different doctor than your own if it comes down to it.

Lots of doctors are shady as fuck and write notes to their clients demands.

The scammers all go soft tissue damage, there isn’t a scan or medical professional in the world that can “see” soft tissue damage. I worked with some crazy bitch who has been off work for like 3 years and asking for $100k compensation cuz she got backed into in a drive through!! Her doctor has stood behind her against work, workers conp and icbc the entire way.

bomberR17 02-10-2018 07:24 PM

It's true, doctor don't care. Went with my friend to a doctor for an injury check up and my friend was mostly fine. The doctor straight up asked how many weeks you want offand would actually write it down.

Traum 02-10-2018 08:18 PM

Quote:

Originally Posted by Mr.C (Post 8887270)
Bet $10 we'll see a massive increase in concussions.

^^ This.

If the guy is not stupid and wants to scam the insurance company, it is extremely easy to fake a concussion. And I honestly dunno how any medical professional can definitively confirm or reject a concussion claim.

van_city23 02-11-2018 10:19 AM

Quote:

Originally Posted by 68style (Post 8887347)
^ What do you think they do now?

ICBC can even ask you to e assessed by a different doctor than your own if it comes down to it.

Lots of doctors are shady as fuck and write notes to their clients demands.

The scammers all go soft tissue damage, there isn’t a scan or medical professional in the world that can “see” soft tissue damage. I worked with some crazy bitch who has been off work for like 3 years and asking for $100k compensation cuz she got backed into in a drive through!! Her doctor has stood behind her against work, workers conp and icbc the entire way.

I agree with what you're saying, doctors have a vested financial interest in this as well. They charge for their records and reports.

But I call bullshit on your crazy bitch story. You can't be on both ICBC and Worker's comp (WCB) at the same time. It's one or the other, not both. A lot of ppl exaggerate what they get from icbc.

Cr33pUh 02-11-2018 11:04 AM

As a health professional, I will discharge patients so fast if I find out they're bullshitting. I rarely deal with minor injuries though.

Quote:

Originally Posted by Traum (Post 8887381)

If the guy is not stupid and wants to scam the insurance company, it is extremely easy to fake a concussion. And I honestly dunno how any medical professional can definitively confirm or reject a concussion claim.

Scans. Tests. Questionnaires.
A patient may say they have a concussion but with all the tests they're going to go through, they better be consistent with results. Can't expect a patient to not go through examinations.

68style 02-11-2018 12:32 PM

Quote:

Originally Posted by van_city23 (Post 8887435)
I agree with what you're saying, doctors have a vested financial interest in this as well. They charge for their records and reports.

But I call bullshit on your crazy bitch story. You can't be on both ICBC and Worker's comp (WCB) at the same time. It's one or the other, not both. A lot of ppl exaggerate what they get from icbc.

Wtf dude, why would I make shit up and where did I say she was on both at the same time? I just listed her combatants. You want all the details? She was off work with ICBC footing the bill, then they kicked her off after awhile and she went to workers comp after the fact. Her doctor stood behind her the entire way and still is to this day. I don’t work there anymore but she still isn’t back and this is the 3rd time in 10 years she’s pulled this same shit, except this time she’s trying to get permanent disability so she never has to work again.

Are you happy now?

bcrdukes 02-11-2018 12:39 PM

Quote:

Originally Posted by van_city23 (Post 8887435)
But I call bullshit on your crazy bitch story. You can't be on both ICBC and Worker's comp (WCB) at the same time. It's one or the other, not both. A lot of ppl exaggerate what they get from icbc.

This happens more often than you think.

Someone I worked with (re: past tense) got into an "accident" a while back and to this day, has no need to work.

Am I jealous as fuck? Yes. But would I feel good about it? Nope.

Traum 02-11-2018 05:06 PM

Quote:

Originally Posted by Cr33pUh (Post 8887437)
Scans. Tests. Questionnaires.
A patient may say they have a concussion but with all the tests they're going to go through, they better be consistent with results. Can't expect a patient to not go through examinations.

Using concussion injuries from professional sports as an example, I am really quite skeptical about the effectiveness of medical scans / tests to definitively determine whether someone is still suffering from it. Lindros and Crosby readily come to mind as 2 well-known examples on different ends of the scale. (And of course, I am not at all questioning their truthfulness / honesty with the injury.)

Having had a mild concussion in the past myself, I'd also say the day-to-day condition can easily fluctuate. Of course, I eventually made a full recovery, and I'd say my overall trend was generally one of gradual improvement. But I also made sure I did my best to stick to the recommended recovery procedure (which is to say I basically did absolutely nothing during the recovery period), and not everyone have the luxury or discipline to afford that.

welfare 02-11-2018 10:59 PM

Quote:

Originally Posted by bcrdukes (Post 8887448)
This happens more often than you think.

Someone I worked with (re: past tense) got into an "accident" a while back and to this day, has no need to work.

Am I jealous as fuck? Yes. But would I feel good about it? Nope.

And that's just the ones who get into 'legit' accidents.
Accident staging is a very lucrative industry...

GS8 07-18-2018 03:30 PM

https://vancouversun.com/news/local-...rashes-in-2017

350,000 year
362 / day
9 / hour

I'm really not surprised at this number considering what I see on the roads everytime I'm out driving. Plenty of :fulloffuck: moments.

68style 07-18-2018 05:59 PM

I like how distracted driving is the first reason they list instead of just horrible fucking driver education/training which is the actual reason.

Except for a Richmond, Richmond is just full of people with “valid” foreign licenses they bought in China before they came here.

snowball 07-20-2018 12:43 AM

I just did the refresher test 5 times and got 98/100

It's pretty lame but I bet 80% of the shitty drivers out there would fail the test if they had to redo this L type test. I think cops should be able to pull over shitty drivers and have them redo the knowledge test, it actually has a lot of good information about courteous driving; something lacking from people in general these days.


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