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Old 08-18-2018, 09:48 PM   #1
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Credit Card questions

I’ve got a Visa credit card through RBC with a 25,000 limit. My balance is currently 0. I transferred all my cash to another bank a couple years ago so my savings account is like $450 in my RBC account. I want to use my Visa credit card to make 25,000 dollars of home renovations/airplane tickets/hotels as I get reward points for each dollar I spend.

My question is, can I max that card out on purchases or will Visa see my spending and reduce my credit limit?

Thank you.
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Old 08-18-2018, 11:38 PM   #2
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I bet asking RBC sure would help more
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Old 08-18-2018, 11:58 PM   #3
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I doubt they'd decrease your limit. They gave it to you after all.

Instead, I'd call your visa company to let them know that you're planning to make so and so purchases in the next little while so they don't freeze your account for irregular activities.
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Old 08-19-2018, 08:00 PM   #4
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^ yes you can decrease. Just call them. In case of emergency, some dude can't rack up 15k on ur credit card.
You don't need to call them if you're traveling. They literally told me to stop calling. ahhahahha No need to tell us anymore.
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