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Vancouver Auto Chat 2016 VAC Community Head Moderator: Raid3n

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Old 08-21-2018, 07:51 PM   #1
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How to proceed with rockchip claim?

So I was on the Sea to Sky highway and this oncoming truck blasted a rock at my windshield, which created a pretty decent crack that isn't just dime-sized.

Now the problem is, I checked on the dashcam and he doesn't have a front license plate, but he has his (local) business name and phone number on the side of the truck.

Isn't it mandatory to have a front plate in BC?
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Old 08-21-2018, 08:10 PM   #2
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ICBC will cover minor rock chips if you have comprehensive; all you gotta do is go into a local ICBC Glass Express Facility. Read this article for more info

BUT...

here are the conditions:



Good luck my doo
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Old 08-21-2018, 08:14 PM   #3
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If they can't repair it, you'll pay $200 deductible for a new windshield if you're on a $300 deductible comprehensive plan. Unfortunately, if you have a $500 deductible, you will pay the full $500.

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Old 08-21-2018, 08:17 PM   #4
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So I cannot hold the other person accountable?

What's funny is I just looked at the footage again and I can see the rock near the truck's tire before it hits.

Not my picture, but this is exactly the damage I have. It could have hit the A pillar instead, but it hit the windshield instead

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Old 08-21-2018, 08:20 PM   #5
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Wouldn't you prefer it to hit the windshield rather than the A pillar? Cheaper to repair or replace a windshield than to deal with paint damage or a dent.
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Old 08-21-2018, 08:29 PM   #6
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Not 100% sure but because it was a rock it’s not the other vehicles fault. If something like a tool or loose cargo came flying at you and you have proof yes their insurance would have to cover it but a rock isn’t really the drivers fault.
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